Compare credit cards on your spending
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195 cards
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2 · Your monthly spending
₹
Shopping on Amazon.in₹
Shopping on Flipkart₹
Other shopping sites and apps₹
Supermarkets and kirana stores, paid by card₹
Restaurants and cafés₹
Electricity, mobile, broadband, DTH, gas₹
Shell, Nayara, Jio-bp and other pumps₹
Clothes, electronics, pharmacy and the restMore kinds of spending 17: food apps, travel, rail, fuel brands, UPI, rent, international and more
₹
Fashion on Myntra₹
Tata Neu, Croma, Tata CLiQ, Tata 1mg, Westside, Titan₹
Food delivery on Swiggy₹
Food delivery on Zomato₹
Blinkit, Zepto, BigBasket and similar₹
Booked online, in India₹
Booked on the IRCTC website or app₹
Bharat Petroleum pumps₹
Indian Oil pumps₹
Hindustan Petroleum pumps₹
Paying merchants by UPI with a RuPay credit card₹
Spends in foreign currency, abroad or online₹
Through rent-payment apps₹
₹
₹
₹
Loading Paytm, Amazon Pay and other walletsAll 237 cards on record, side by side fees, waivers, base rates, forex markup and lounges, bank by bank
HDFC Bank21 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| HDFC Bank Freedom Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹50,000 a year | 1 point per ₹200 | 3.5% | — | 2026-10-16 |
| HDFC Bank Regalia Gold Credit Card HDFC Bank | ₹2,500 joining · ₹2,500 a year | ₹4,00,000 a year | 5 points per ₹200 | 2% | 6 international lounge visits a year through Priority Pass; 3 domestic visits a calendar quarter after ₹60,000 of spend in the previous quarter | 2026-10-16 |
| IndianOil HDFC Bank Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹50,000 a year | 1 point per ₹150 | 3.5% | — | 2026-10-16 |
| Marriott Bonvoy HDFC Bank Credit Card HDFC Bank | ₹3,000 joining · ₹3,000 a year | — | 2 points per ₹150 | 3.5% | 12 complimentary domestic lounge visits and 12 international lounge visits a year, for primary and add-on cardholders | 2026-10-16 |
| Swiggy BLCK HDFC Bank Credit Card HDFC Bank | ₹1,000 joining · ₹1,000 a year | ₹2,00,000 a year | 1% cashback | Not on record | — | 2026-10-16 |
| Swiggy Ornge HDFC Bank Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹1,50,000 a year | 1% cashback | Not on record | — | 2026-10-16 |
| Diners Club Black Metal Edition Credit Card HDFC Bank | ₹10,000 joining · ₹10,000 a year | ₹8,00,000 a year | Not on record | 2% | Unlimited lounge access at 1,300+ lounges in India and abroad, primary and add-on cardholders | 2026-10-16 |
| HDFC Bank Diners Club Privilege Credit Card HDFC Bank | ₹1,000 joining · ₹1,000 a year | ₹3,00,000 a year | 4 points per ₹200 | 3.5% | 2 domestic and 1 international lounge visits a calendar quarter, as vouchers, for the primary cardholder | 2026-10-16 |
| HDFC Bank Millennia Credit Card HDFC Bank | ₹1,000 joining · ₹1,000 a year | ₹1,00,000 a year | 1% cashback | Not on record | One domestic lounge voucher in a quarter, in place of the ₹1,000 milestone voucher | 2026-10-15 |
| HDFC Bank MoneyBack+ Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹50,000 a year | 2 points per ₹200 | Not on record | — | 2026-10-16 |
| HDFC Bank UPI RuPay Credit Card HDFC Bank | ₹99 joining · ₹99 a year | ₹25,000 a year | 20 points per ₹2,000 | Not on record | — | 2026-10-16 |
| IRCTC HDFC Bank Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹1,50,000 a year | 1 point per ₹100 | Not on record | — | 2026-10-16 |
| PhonePe HDFC Bank Ultimo Credit Card HDFC Bank | ₹999 joining · ₹999 a year | ₹2,00,000 a year | 0% cashback | Not on record | 2 domestic lounge visits a quarter (up to 8 a year) | 2026-10-16 |
| PhonePe HDFC Bank Uno Credit Card HDFC Bank | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 0% cashback | Not on record | — | 2026-10-16 |
| PIXEL Go Credit Card HDFC Bank | ₹250 joining · ₹250 a year | ₹50,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| PIXEL Play Credit Card HDFC Bank | ₹500 joining · ₹500 a year | ₹1,00,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| Shoppers Stop BLACK HDFC Bank Credit Card HDFC Bank | ₹4,500 joining · ₹4,500 a year | — | 60 points per ₹3,000 | 3.5% | 16 domestic lounge visits (4 a quarter) and 8 international lounge visits (2 a quarter) a calendar year | 2026-10-16 |
| Shoppers Stop HDFC Bank Credit Card HDFC Bank | ₹299 joining · ₹299 a year | — | 20 points per ₹2,000 | Not on record | — | 2026-10-16 |
| Tata Neu Infinity HDFC Bank Credit Card HDFC Bank | ₹1,499 joining · ₹1,499 a year | ₹3,00,000 a year | 1.5% cashback | Not on record | 2 domestic lounge vouchers a quarter (up to 8 a year) | 2026-10-16 |
| Tata Neu Plus HDFC Bank Credit Card HDFC Bank | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1% cashback | Not on record | One domestic lounge voucher a quarter, up to four a year, at 12 listed lounges | 2026-10-15 |
| Swiggy HDFC Bank Credit Card HDFC Bank · not open to new applicants | ₹500 joining · ₹500 a year | ₹2,00,000 a year | 1% cashback | Not on record | — | 2026-10-15 |
SBI Card36 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| BPCL SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| BPCL SBI Card OCTANE SBI Card | ₹1,499 joining · ₹1,499 a year | ₹2,00,000 a year | 1 point per ₹100 | 3.5% | 4 complimentary domestic airport lounge visits a calendar year, at most one a quarter | 2026-10-16 |
| CASHBACK SBI Card SBI Card | ₹999 joining · ₹999 a year | ₹2,00,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| Flipkart SBI Card SBI Card | ₹500 joining · ₹500 a year | ₹3,50,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| IRCTC SBI Card Premier SBI Card | ₹1,499 joining · ₹1,499 a year | ₹2,00,000 a year | 1 point per ₹125 | 3.5% | — | 2026-10-16 |
| Landmark Rewards SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | — | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (up to 2 a quarter), plus Priority Pass membership with 4 international visits a year | 2026-10-16 |
| SBI Card PULSE SBI Card | ₹1,499 joining · ₹1,499 a year | ₹2,00,000 a year | 2 points per ₹100 | 3.5% | 4 domestic airport lounge visits a year (1 a quarter); Priority Pass membership for the first two years (visits charged) | 2026-10-16 |
| SimplyCLICK SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| SimplySAVE SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹150 | 3.5% | — | 2026-10-16 |
| Tata Neu Plus SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1% cashback | 3.5% | 4 domestic airport lounge visits a year (1 a quarter) | 2026-10-16 |
| Apollo SBI Card SELECT SBI Card | ₹1,499 joining · ₹1,499 a year | ₹3,00,000 a year | 1 point per ₹200 | 3.5% | 4 complimentary domestic airport lounge visits a year, at most one a quarter | 2026-10-16 |
| Bank of Maharashtra SBI Card ELITE SBI Card | ₹4,999 joining · ₹4,999 a year | ₹10,00,000 a year | 2 points per ₹100 | 1.99% | 2 domestic airport lounge visits a quarter and 6 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| Bank of Maharashtra SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter) at the lounges on SBI Card's Set B list, and 4 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| Bank of Maharashtra SimplySAVE SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹150 | 3.5% | — | 2026-10-21 |
| IndiGo SBI Card SBI Card | ₹1,499 joining · ₹1,499 a year | — | 1 point per ₹100 | 3.5% | 4 domestic airport lounge visits a year, one a quarter | 2026-10-16 |
| IndiGo SBI Card ELITE SBI Card | ₹4,999 joining · ₹4,999 a year | — | 2 points per ₹100 | Not on record | 8 domestic airport lounge visits a year (two a quarter), plus 6 international Priority Pass visits a year | 2026-10-16 |
| IRCTC SBI Platinum Card SBI Card | ₹500 joining · ₹500 a year | — | 1 point per ₹125 | 3.5% | — | 2026-10-16 |
| KrisFlyer SBI Card SBI Card | ₹2,999 joining · ₹2,999 a year | — | 2 points per ₹200 | 3.5% | 4 domestic airport lounge visits a year (1 a quarter), plus 4 international Priority Pass visits a year | 2026-10-16 |
| KrisFlyer SBI Card Apex SBI Card | ₹9,999 joining · ₹9,999 a year | — | 6 points per ₹200 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter), plus 8 international Priority Pass visits a year | 2026-10-16 |
| Landmark Rewards SBI Card SBI Card | ₹499 joining · ₹499 a year | — | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| Landmark Rewards SBI Card SELECT SBI Card | ₹1,499 joining · ₹1,499 a year | — | 2 points per ₹100 | 3.5% | — | 2026-10-16 |
| PSB SBI Card ELITE SBI Card | ₹4,999 joining · ₹4,999 a year | ₹10,00,000 a year | 2 points per ₹100 | 1.99% | 2 domestic airport lounge visits a quarter and 6 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| PSB SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter) at the lounges on SBI Card's Set B list, and 4 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| PSB SimplySAVE SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹150 | 3.5% | — | 2026-10-21 |
| Reliance SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| Reliance SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter), plus Priority Pass membership with 4 international visits a year | 2026-10-16 |
| SBI Card ELITE SBI Card | ₹4,999 joining · ₹4,999 a year | ₹10,00,000 a year | 2 points per ₹100 | 1.99% | 8 domestic airport lounge visits a year (2 a quarter) and 6 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-16 |
| SBI Card MILES SBI Card | ₹1,499 joining · ₹1,499 a year | ₹6,00,000 a year | 1 point per ₹200 | 3% | 4 domestic airport lounge visits a year (2 a quarter), plus one more for every ₹1 lakh spent (up to 8 extra a year); Priority Pass membership with paid international visits | 2026-10-16 |
| SBI Card Miles Elite SBI Card | ₹4,999 joining · ₹4,999 a year | ₹15,00,000 a year | 2 points per ₹200 | 1.99% | 8 domestic airport lounge visits a year (2 a quarter), plus one more for every ₹1 lakh spent (up to 15 extra a year), and 6 international Priority Pass visits a year (2 a quarter) | 2026-10-16 |
| SBI Card MILES PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹10,00,000 a year | 2 points per ₹200 | 2.5% | 8 domestic airport lounge visits a year (2 a quarter), plus one more for every ₹1 lakh spent (up to 12 extra a year), and 4 international Priority Pass visits a year (2 a quarter) | 2026-10-16 |
| SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter) and 4 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-16 |
| Tata Neu Infinity SBI Card SBI Card | ₹1,499 joining · ₹1,499 a year | ₹3,00,000 a year | 1.5% cashback | 1.99% | 8 domestic airport lounge visits a year (2 a quarter) and 4 international Priority Pass visits a year (1 a quarter) | 2026-10-16 |
| Titan SBI Card SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 6 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter) and 4 international lounge visits a year (2 a quarter), with Priority Pass membership for the first 2 years | 2026-10-16 |
| UCO Bank SBI Card ELITE SBI Card | ₹4,999 joining · ₹4,999 a year | ₹10,00,000 a year | 2 points per ₹100 | 1.99% | 2 domestic airport lounge visits a quarter and 6 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| UCO Bank SBI Card PRIME SBI Card | ₹2,999 joining · ₹2,999 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year (2 a quarter) at the lounges on SBI Card's Set B list, and 4 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership | 2026-10-21 |
| UCO Bank SimplySAVE SBI Card SBI Card | ₹499 joining · ₹499 a year | ₹1,00,000 a year | 1 point per ₹150 | 3.5% | — | 2026-10-21 |
ICICI Bank16 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Amazon Pay ICICI Bank Credit Card ICICI Bank | Lifetime free | — | 1% cashback | 1.99% | — | 2026-10-16 |
| ICICI Bank Coral Credit Card ICICI Bank | ₹500 joining · ₹500 a year | ₹1,50,000 a year | 2 points per ₹100 | 3.5% | 1 domestic airport lounge visit a quarter after ₹75,000 of spend in the previous quarter (primary cardholder), plus 4 railway lounge visits a year | 2026-10-16 |
| ICICI Bank Sapphiro Credit Card ICICI Bank | ₹6,500 joining · ₹3,500 a year | ₹6,00,000 a year | 2 points per ₹100 | 3.5% | 4 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter, and 2 international visits a year (primary cardholder) | 2026-10-16 |
| MakeMyTrip ICICI Bank Credit Card ICICI Bank | ₹999 joining · ₹999 a year | ₹3,00,000 a year | 1% cashback | 0.99% | 2 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter, and 1 international visit a year (primary cardholder) | 2026-10-16 |
| 1838 Reserve ICICI Bank Credit Card ICICI Bank | ₹1,75,000 joining · ₹1,75,000 a year | — | Not on record | 0% | — | 2026-10-16 |
| Adani One ICICI Bank Platinum Credit Card ICICI Bank | ₹750 joining · ₹750 a year | ₹3,00,000 a year | 1 point per ₹100 | 3.5% | 2 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter (primary cardholder) | 2026-10-16 |
| Adani One ICICI Bank Signature Credit Card ICICI Bank | ₹5,000 joining · ₹5,000 a year | ₹6,00,000 a year | 1.5 points per ₹100 | 3.5% | 4 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter, and 2 international visits a year (primary cardholder) | 2026-10-16 |
| Emirates Skywards ICICI Bank Emeralde Credit Card ICICI Bank | ₹10,000 joining · ₹10,000 a year | — | 2 points per ₹100 | Not on record | Unlimited international (Priority Pass) and domestic airport lounge access for the primary cardholder | 2026-10-16 |
| Emirates Skywards ICICI Bank Sapphiro Credit Card ICICI Bank | ₹5,000 joining · ₹5,000 a year | — | 1.5 points per ₹100 | Not on record | 2 international airport lounge visits a year (Priority Pass) and 2 domestic visits a quarter after ₹75,000 of spend in the previous quarter, for the primary cardholder | 2026-10-16 |
| ICICI Bank Emeralde Credit Card ICICI Bank | ₹12,000 joining · ₹12,000 a year | ₹10,00,000 a year | 4 points per ₹100 | 2% | Unlimited domestic and international airport lounge access for the primary cardholder | 2026-10-16 |
| ICICI Bank Expressions Credit Card ICICI Bank | ₹499 joining · ₹499 a year | ₹1,50,000 a year | 3 points per ₹100 | Not on record | 1 domestic airport lounge visit a quarter after ₹75,000 of spend in the previous quarter (primary cardholder) | 2026-10-16 |
| ICICI Bank HPCL Coral Credit Card ICICI Bank | ₹199 joining · ₹199 a year | ₹50,000 a year | 2 points per ₹100 | 3.5% | — | 2026-10-16 |
| ICICI Bank HPCL Super Saver Credit Card ICICI Bank | ₹500 joining · ₹500 a year | ₹1,50,000 a year | 2 points per ₹100 | 3.5% | 1 domestic airport lounge visit a quarter after ₹75,000 of spend in the previous quarter (primary cardholder) | 2026-10-16 |
| ICICI Bank Platinum Chip Credit Card ICICI Bank | Lifetime free | — | 2 points per ₹100 | 3.5% | — | 2026-10-16 |
| ICICI Bank Rubyx Credit Card ICICI Bank | ₹3,000 joining · ₹2,000 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | 2 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter (primary cardholder), plus 8 railway lounge visits a year | 2026-10-16 |
| Times Black ICICI Bank Credit Card ICICI Bank | ₹20,000 joining · ₹20,000 a year | ₹25,00,000 a year | Not on record | 1.49% | Unlimited domestic and international airport lounge access for the primary and add-on cardholders | 2026-10-16 |
Axis Bank30 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Airtel Axis Bank Credit Card Axis Bank | ₹500 joining · ₹500 a year | ₹2,00,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| Axis Bank Horizon Credit Card Axis Bank | ₹3,000 joining · ₹3,000 a year | — | 2 points per ₹100 | 3.5% | 2 international lounge visits a calendar quarter; 8 domestic visits a quarter on Visa Signature cards or 6 on Mastercard World cards | 2026-10-16 |
| Axis Bank My Zone Credit Card Axis Bank | ₹500 joining · ₹500 a year | — | Not on record | 3.5% | 1 visit a calendar quarter to select airport lounges in India | 2026-10-16 |
| Axis Bank Pride Platinum Credit Card Axis Bank | ₹0 joining · ₹250 a year | ₹20,000 a year | 4 points per ₹200 | 3.5% | — | 2026-10-16 |
| Axis Bank Pride Signature Credit Card Axis Bank | ₹0 joining · ₹500 a year | ₹40,000 a year | 8 points per ₹200 | 3.5% | 2 visits a calendar quarter to select domestic airport lounges | 2026-10-16 |
| Axis Bank Privilege Credit Card Axis Bank | Lifetime free | ₹5,00,000 a year | 10 points per ₹200 | 3.5% | 2 visits a calendar quarter to select domestic airport lounges | 2026-10-16 |
| Axis Bank REWARDS Credit Card Axis Bank | Lifetime free | ₹2,00,000 a year | 2 points per ₹125 | 3.5% | 2 visits a quarter to select domestic airport lounges | 2026-10-16 |
| Fibe Axis Bank Credit Card Axis Bank | Lifetime free | — | 1% cashback | 3.5% | 4 complimentary domestic airport lounge visits a calendar year (1 a quarter) | 2026-10-16 |
| Flipkart Axis Bank Credit Card Axis Bank | ₹0 joining · ₹500 a year | ₹3,50,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| IndiGo Axis Bank Credit Card Axis Bank | Lifetime free | — | 1 point per ₹100 | 3.5% | 1 complimentary domestic airport lounge visit a quarter | 2026-10-16 |
| IndiGo Axis Bank Premium Credit Card Axis Bank | ₹5,000 joining · ₹5,000 a year | — | 2 points per ₹100 | 2.5% | 2 complimentary domestic airport lounge visits a quarter, plus Priority Pass with 2 international lounge visits | 2026-10-16 |
| Axis Bank Atlas Credit Card Axis Bank | ₹5,000 joining · ₹5,000 a year | — | 2 points per ₹100 | 3.5% | 8 domestic airport lounge visits a year in the Silver tier (12 in Gold, 18 in Platinum), guests included; international visits are listed but Axis says that programme is under maintenance | 2026-10-16 |
| Axis Bank Freecharge Credit Card Axis Bank | ₹250 joining · ₹250 a year | — | 1 point per ₹200 | 3.5% | — | 2026-10-16 |
| Axis Bank Freecharge Plus Credit Card Axis Bank | ₹350 joining · ₹350 a year | ₹50,000 a year | 1% cashback | 3.5% | — | 2026-10-16 |
| Axis Bank Magnus Credit Card Axis Bank | ₹12,500 joining · ₹12,500 a year | ₹25,00,000 a year | 12 points per ₹200 | 2% | Unlimited international lounge visits with Priority Pass plus 4 guest visits a year, and unlimited visits to select domestic lounges | 2026-10-16 |
| Axis Bank MY Zone Easy Credit Card Axis Bank | ₹500 joining · ₹500 a year | — | 4 points per ₹200 | 3.5% | — | 2026-10-16 |
| Axis Bank Neo Credit Card Axis Bank | ₹250 joining · ₹250 a year | — | 1 point per ₹200 | 3.5% | — | 2026-10-16 |
| Axis Bank Privilege Easy Credit Card Axis Bank | ₹1,500 joining · ₹1,500 a year | ₹5,00,000 a year | 10 points per ₹200 | 3.5% | 2 visits a calendar quarter to select domestic airport lounges | 2026-10-16 |
| Axis Bank Reserve Credit Card Axis Bank | ₹50,000 joining · ₹50,000 a year | ₹35,00,000 a year | 15 points per ₹200 | 1.5% | Unlimited international (Priority Pass) and domestic lounge visits for primary and add-on cardholders, plus 12 guest visits a year on each | 2026-10-16 |
| Axis Bank Select Credit Card Axis Bank | ₹3,000 joining · ₹3,000 a year | ₹8,00,000 a year | 10 points per ₹200 | 3.5% | Up to 12 international lounge visits a year with Priority Pass (6, plus 6 more after ₹3 lakh of spend in the anniversary year) and 2 domestic lounge visits a quarter | 2026-10-16 |
| Axis Bank Shoppers Stop Credit Card Axis Bank | ₹500 joining · ₹500 a year | ₹1,00,000 a year | 2 points per ₹200 | 3.5% | — | 2026-10-16 |
| Google Pay Flex Axis Bank Credit Card Axis Bank | Lifetime free | — | 2 points per ₹500 | 3.5% | — | 2026-10-16 |
| IndianOil Axis Bank Credit Card Axis Bank | ₹500 joining · ₹500 a year | ₹3,50,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| LIC Axis Bank Platinum Credit Card Axis Bank | Lifetime free | — | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| LIC Axis Bank Signature Credit Card Axis Bank | Lifetime free | — | 1 point per ₹100 | 3.5% | 8 complimentary domestic airport lounge visits a calendar year (2 a quarter) | 2026-10-16 |
| Miles & More Axis Bank Credit Card Axis Bank | ₹3,500 joining · ₹3,500 a year | — | 4 points per ₹200 | 3.5% | 4 complimentary domestic airport lounge visits a quarter, and 2 Priority Pass visits a card membership year (World variant) | 2026-10-16 |
| Samsung Axis Bank Signature Credit Card Axis Bank | ₹500 joining · ₹500 a year | ₹2,00,000 a year | 5 points per ₹100 | 3.5% | 4 visits a calendar year to select domestic airport lounges | 2026-10-16 |
| Scapia Axis Bank Credit Card Axis Bank | Lifetime free | — | 2% cashback | 0% | Unlimited complimentary visits to select domestic airport lounges | 2026-10-16 |
| SpiceJet Axis Bank Voyage Black Credit Card Axis Bank | ₹2,000 joining · ₹2,000 a year | — | 6 points per ₹200 | 3.5% | 8 domestic airport lounge visits a year | 2026-10-16 |
| SpiceJet Axis Bank Voyage Credit Card Axis Bank | ₹750 joining · ₹750 a year | — | 3 points per ₹200 | 3.5% | 4 domestic airport lounge visits a year | 2026-10-16 |
IDFC FIRST Bank18 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Ashva Credit Card IDFC FIRST Bank | ₹2,999 joining · ₹2,999 a year | — | 5 points per ₹150 | 0% | 4 domestic and 2 international airport lounge visits a quarter | 2026-10-16 |
| Diamond Reserve Credit Card IDFC FIRST Bank | ₹3,000 joining · ₹3,000 a year | ₹6,00,000 a year | 3 points per ₹150 | 0% | 2 domestic and 2 international airport lounge visits a quarter | 2026-10-16 |
| FIRST Classic Credit Card IDFC FIRST Bank | Lifetime free | — | 3 points per ₹200 | 0% | — | 2026-10-16 |
| FIRST EA₹N Credit Card IDFC FIRST Bank | ₹0 joining · ₹499 a year | ₹1,00,000 a year | 0.5% cashback | 0% | — | 2026-10-16 |
| FIRST Power Credit Card IDFC FIRST Bank | ₹199 joining · ₹199 a year | ₹50,000 a year | 2 points per ₹150 | 0% | — | 2026-10-16 |
| FIRST Power+ Credit Card IDFC FIRST Bank | ₹499 joining · ₹499 a year | ₹1,50,000 a year | 3 points per ₹150 | 0% | 1 domestic airport lounge visit a quarter | 2026-10-16 |
| FIRST Select Credit Card IDFC FIRST Bank | Lifetime free | — | 3 points per ₹200 | 0% | 1 domestic airport lounge visit a quarter (domestic airports only) | 2026-10-16 |
| FIRST SWYP Credit Card IDFC FIRST Bank | ₹499 joining · ₹499 a year | — | Not on record | 0% | — | 2026-10-16 |
| FIRST Wealth Credit Card IDFC FIRST Bank | Lifetime free | — | 3 points per ₹200 | 0% | 1 domestic and 1 international airport lounge visit a quarter | 2026-10-16 |
| FIRST WOW! Black Credit Card IDFC FIRST Bank | ₹750 joining · ₹750 a year | ₹1,50,000 a year | 4 points per ₹150 | 0% | 1 domestic airport lounge visit a quarter | 2026-10-16 |
| Hello Cashback Credit Card IDFC FIRST Bank | ₹0 joining · ₹1,000 a year | ₹2,00,000 a year | 1% cashback | 0% | — | 2026-10-16 |
| IDFC FIRST Millennia Credit Card IDFC FIRST Bank | Lifetime free | — | 3 points per ₹200 | 0% | — | 2026-10-15 |
| IDFC FIRST WOW! Credit Card IDFC FIRST Bank | Lifetime free | — | 4 points per ₹200 | 0% | — | 2026-10-15 |
| IndiGo IDFC FIRST Dual Credit Card IDFC FIRST Bank | ₹4,999 joining · ₹4,999 a year | — | 3 points per ₹100 | 0% | — | 2026-10-16 |
| LIC Classic Credit Card IDFC FIRST Bank | Lifetime free | — | 3 points per ₹125 | 0% | 1 domestic airport lounge visit a quarter | 2026-10-16 |
| LIC Select Credit Card IDFC FIRST Bank | Lifetime free | — | 5 points per ₹125 | 0% | 2 domestic airport lounge visits a quarter | 2026-10-16 |
| Mayura Credit Card IDFC FIRST Bank | ₹5,999 joining · ₹5,999 a year | — | 5 points per ₹150 | 0% | 4 domestic (including 1 guest visit) and 4 international airport lounge visits a quarter | 2026-10-16 |
| Quantum+ Credit Card IDFC FIRST Bank | Lifetime free | — | 1% cashback | 0% | — | 2026-10-16 |
Kotak Mahindra Bank3 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Kotak Air+ Credit Card Kotak Mahindra Bank | ₹3,000 joining · ₹3,000 a year | ₹4,00,000 a year | 2 points per ₹100 | 2% | 2 international lounge visits (Priority Pass) and 4 domestic lounge visits a calendar year for the primary cardholder; domestic visits up to 2 a quarter | 2026-10-16 |
| Kotak Cashback+ Credit Card Kotak Mahindra Bank | ₹750 joining · ₹750 a year | ₹2,00,000 a year | 0.5% cashback | 3.5% | — | 2026-10-16 |
| League Platinum Credit Card Kotak Mahindra Bank | ₹499 joining · ₹499 a year | ₹50,000 a year | 4 points per ₹150 | 3.5% | — | 2026-10-16 |
RBL Bank4 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Icon Credit Card RBL Bank | ₹5,000 joining · ₹5,000 a year | — | 2 points per ₹100 | 3.5% | 2 domestic airport lounge visits a quarter for the primary cardholder; lounges abroad are chargeable (up to $35 a visit) | 2026-10-16 |
| IndianOil RBL Bank Credit Card RBL Bank | ₹500 joining · ₹500 a year | ₹1,75,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| IRCTC RBL Bank Credit Card RBL Bank | ₹500 joining · ₹500 a year | — | 1 point per ₹200 | 3.5% | — | 2026-10-16 |
| Platinum Maxima Plus Credit Card RBL Bank | ₹2,500 joining · ₹2,500 a year | — | 2 points per ₹100 | 3.5% | 2 domestic airport lounge visits a quarter for the primary cardholder | 2026-10-16 |
BOBCARD23 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Assam Rifles The SENTINEL BOBCARD BOBCARD | Lifetime free | — | 2 points per ₹100 | 3% | 2 domestic airport lounge visits a quarter (8 a year) | 2026-10-16 |
| BOBCARD Cashback BOBCARD | ₹499 joining · ₹499 a year | — | 1% cashback | 3.5% | — | 2026-10-16 |
| BOBCARD EASY BOBCARD | ₹0 joining · ₹500 a year | ₹35,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| BOBCARD ETERNA BOBCARD | ₹0 joining · ₹2,499 a year | ₹2,50,000 a year | 3 points per ₹100 | 2% | Unlimited domestic airport lounge visits | 2026-10-16 |
| BOBCARD Etihad Guest Credit Card BOBCARD | ₹2,500 joining · ₹2,500 a year | ₹3,00,000 a year | 1 point per ₹100 | 1% | 8 domestic (2 a quarter) and 4 international (1 a quarter) lounge visits a year | 2026-10-16 |
| BOBCARD Etihad Guest Premium Credit Card BOBCARD | ₹5,000 joining · ₹5,000 a year | ₹5,00,000 a year | 2 points per ₹100 | 0% | 12 domestic (3 a quarter) and 8 international (2 a quarter) lounge visits a year | 2026-10-16 |
| BOBCARD PREMIER BOBCARD | ₹0 joining · ₹1,000 a year | ₹1,20,000 a year | 2 points per ₹100 | 3.5% | 1 domestic airport lounge visit a quarter | 2026-10-16 |
| BOBCARD Scapia Credit Card BOBCARD | Lifetime free | — | 10% in reward points | 0% | Unlimited domestic airport lounge visits, with airport privileges up to ₹1,000 | 2026-10-16 |
| BOBCARD SELECT BOBCARD | ₹0 joining · ₹750 a year | ₹70,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| BOBCARD TIARA BOBCARD | ₹2,499 joining · ₹2,499 a year | ₹2,50,000 a year | 3 points per ₹100 | 2% | Unlimited domestic airport lounge visits | 2026-10-16 |
| BOBCARD Uni GoldX BOBCARD | Lifetime free | — | 1% cashback | 0% | — | 2026-10-16 |
| CMA ONE BOBCARD | ₹1 joining · ₹0 a year | — | 1 point per ₹100 | 2% | 3 domestic airport lounge visits a quarter (12 a year) | 2026-10-16 |
| HPCL ENERGIE BOBCARD BOBCARD | ₹499 joining · ₹499 a year | ₹50,000 a year | 2 points per ₹150 | 3.5% | 4 domestic airport lounge visits a year (1 a quarter), primary cardholder | 2026-10-16 |
| ICAI Exclusive BOBCARD BOBCARD | Lifetime free | — | 1 point per ₹100 | 2% | 3 domestic airport lounge visits a quarter (12 a year) | 2026-10-16 |
| ICSI DIAMOND BOBCARD | Lifetime free | — | 1 point per ₹100 | 2% | 3 domestic airport lounge visits a quarter (12 a year) | 2026-10-16 |
| Indian Army YODDHA BOBCARD BOBCARD | Lifetime free | — | 2 points per ₹100 | 3% | 2 domestic airport lounge visits a quarter (8 a year) | 2026-10-16 |
| Indian Coast Guard RAKSHAMAH BOBCARD BOBCARD | Lifetime free | — | 2 points per ₹100 | 3% | 2 domestic airport lounge visits a quarter (8 a year) | 2026-10-16 |
| Indian Navy VARUNAH BOBCARD BOBCARD | Lifetime free | — | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
| Indian Navy VARUNAH Plus BOBCARD BOBCARD | ₹1,499 joining · ₹1,499 a year | ₹1,50,000 a year | 2 points per ₹100 | 2.5% | 3 domestic airport lounge visits a quarter | 2026-10-16 |
| Indian Navy VARUNAH Premium BOBCARD BOBCARD | ₹2,499 joining · ₹2,499 a year | ₹1,50,000 a year | 3 points per ₹100 | 2% | Unlimited domestic airport lounge visits | 2026-10-16 |
| IRCTC BOBCARD BOBCARD | ₹500 joining · ₹350 a year | — | 2 points per ₹100 | 3.5% | — | 2026-10-16 |
| SNAPDEAL BOBCARD BOBCARD | ₹249 joining · ₹249 a year | — | 4 points per ₹100 | 3.5% | — | 2026-10-16 |
| VIKRAM BOBCARD | Lifetime free | — | 1 point per ₹100 | 3% | — | 2026-10-16 |
YES BANKYES BANK5 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| ACE Credit Card YES BANK | ₹499 joining · ₹499 a year | ₹50,000 a year | 4 points per ₹200 | 3.5% | — | 2026-10-16 |
| ELITE+ Credit Card YES BANK | ₹999 joining · ₹999 a year | ₹2,00,000 a year | 6 points per ₹200 | 3% | 2 domestic lounge visits a calendar quarter for the primary cardholder, plus international lounge access | 2026-10-16 |
| MARQUEE Credit Card YES BANK | ₹9,999 joining · ₹4,999 a year | ₹10,00,000 a year | 18 points per ₹200 | 1% | Unlimited international lounge access, and 6 domestic lounge visits a calendar quarter, for primary and add-on cardholders | 2026-10-16 |
| RESERV Credit Card YES BANK | ₹2,499 joining · ₹2,499 a year | ₹3,00,000 a year | 12 points per ₹200 | 2% | International lounge access, and 3 domestic lounge visits a quarter shared by primary and add-on cardholders | 2026-10-16 |
| SELECT Credit Card YES BANK | ₹599 joining · ₹599 a year | ₹1,00,000 a year | 4 points per ₹200 | 3.5% | 1 complimentary domestic lounge visit a calendar quarter (and 1 international visit a quarter if a flight is delayed) | 2026-10-16 |
IndusInd Bank3 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| EazyDiner IndusInd Bank Platinum Credit Card IndusInd Bank | Lifetime free | — | 2 points per ₹100 | 3.5% | — | 2026-10-16 |
| IndusInd Bank Legend Credit Card IndusInd Bank | ₹5,000 joining · ₹0 a year | — | 1 point per ₹100 | 1.8% | — | 2026-10-16 |
| IndusInd Bank Platinum RuPay Credit Card IndusInd Bank | ₹10,000 joining · ₹0 a year | — | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
Federal BankFederal Bank6 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Federal Bank Celesta Credit Card Federal Bank | Lifetime free | — | 1 point per ₹100 | 2% | 2 international lounge visits a year with no spend needed; 2 domestic visits in the next quarter | 2026-10-16 |
| Federal Bank Imperio Credit Card Federal Bank | Lifetime free | — | 1 point per ₹150 | 3.5% | 2 domestic lounge visits in the next quarter | 2026-10-16 |
| Federal Bank RuPay Wave Credit Card Federal Bank | Lifetime free | — | 1 point per ₹200 | 3.5% | — | 2026-10-16 |
| Federal Bank Signet Credit Card Federal Bank | Lifetime free | — | 1 point per ₹200 | 3.5% | 1 domestic lounge visit in the next quarter | 2026-10-16 |
| Federal One Co-branded Credit Card (OneCard) Federal Bank | Lifetime free | — | 1 point per ₹50 | 1% | — | 2026-10-16 |
| Scapia Federal Credit Card Federal Bank | Lifetime free | — | 10% in reward points | 0% | Unlimited domestic lounge access | 2026-10-16 |
AU Small Finance Bank19 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Altura Credit Card AU Small Finance Bank | ₹199 joining · ₹199 a year | ₹40,000 a year | 1% cashback | 3.49% | 8 railway station lounge visits a year | 2026-10-16 |
| Altura Plus Credit Card AU Small Finance Bank | ₹499 joining · ₹499 a year | ₹80,000 a year | 1 point per ₹100 | 3.49% | 8 railway station lounge visits a year | 2026-10-16 |
| Ananta Credit Card AU Small Finance Bank | ₹2,000 joining · ₹2,000 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.49% | 4 domestic airport lounge visits a quarter | 2026-10-16 |
| AU CS Credit Card AU Small Finance Bank | Lifetime free | — | 2 points per ₹100 | 1.99% | Up to 2 domestic airport lounge visits a quarter | 2026-10-16 |
| AU NOMO Credit Card AU Small Finance Bank | ₹199 joining · ₹0 a year | — | 2 points per ₹100 | 0.99% | 2 domestic airport lounge visits a quarter and 2 railway lounge visits a quarter | 2026-10-16 |
| AU SPONT Credit Card AU Small Finance Bank | ₹299 joining · ₹299 a year | — | 1% cashback | 3.49% | 2 domestic airport lounge visits a quarter and 2 railway lounge visits a quarter | 2026-10-16 |
| AU Zaggle RuPay Credit Card AU Small Finance Bank | Lifetime free | — | 2% in reward points | 3.49% | — | 2026-10-16 |
| AU Zaggle Visa Credit Card AU Small Finance Bank | Lifetime free | — | 2% in reward points | 3.49% | — | 2026-10-16 |
| CA Metal Credit Card AU Small Finance Bank | Lifetime free | — | 2 points per ₹100 | 1.99% | Up to 2 domestic airport lounge visits a quarter | 2026-10-16 |
| CheQ AU Credit Card AU Small Finance Bank | Lifetime free | — | 2 points per ₹200 | 3.49% | — | 2026-10-16 |
| ixigo AU Credit Card AU Small Finance Bank | Lifetime free | — | 5 points per ₹200 | 0% | 8 domestic airport lounge visits (2 a quarter), 8 railway lounge visits and 1 international Priority Pass visit a year | 2026-10-16 |
| Laksya Credit Card AU Small Finance Bank | ₹1,000 joining · ₹1,000 a year | ₹2,00,000 a year | 2 points per ₹100 | 3.49% | 8 domestic airport lounge visits a year, at most 2 a quarter | 2026-10-16 |
| LIT Credit Card AU Small Finance Bank | Lifetime free | — | 1 point per ₹100 | 3.49% | — | 2026-10-16 |
| Paytm AU Credit Card AU Small Finance Bank | Lifetime free | — | 1 point per ₹100 | 3.49% | Up to 12 domestic airport lounge visits a year through Paytm Travel | 2026-10-16 |
| Prathama Credit Card AU Small Finance Bank | ₹100 joining · ₹100 a year | ₹75,000 a year | 1 point per ₹100 | 3.49% | — | 2026-10-16 |
| Tejas Credit Card AU Small Finance Bank | ₹500 joining · ₹500 a year | ₹1,50,000 a year | 1 point per ₹100 | 3.49% | — | 2026-10-16 |
| Vetta Credit Card AU Small Finance Bank | ₹2,999 joining · ₹2,999 a year | ₹1,50,000 a year | 2 points per ₹100 | 3.49% | 1 domestic airport lounge visit a quarter, 1 international visit a quarter with Priority Pass, and 2 railway lounge visits a quarter | 2026-10-16 |
| Zenith Credit Card AU Small Finance Bank | ₹7,999 joining · ₹7,999 a year | ₹5,00,000 a year | 3 points per ₹100 | 3.49% | 8 domestic airport lounge visits a year (2 a quarter) and 8 international visits with a Priority Pass issued on request | 2026-10-16 |
| Zenith+ Credit Card AU Small Finance Bank | ₹4,999 joining · ₹4,999 a year | ₹8,00,000 a year | 1 point per ₹100 | 0.99% | 16 domestic airport lounge visits and 16 international (Priority Pass) visits a year, 4 of each a quarter | 2026-10-16 |
sliceslice1 card
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| slice UPI credit card slice | Lifetime free | — | 1% cashback | 0% | — | 2026-10-16 |
Utkarsh Small Finance Bank5 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Utkarsh Eternal Credit Card Utkarsh Small Finance Bank | ₹0 joining · ₹1,999 a year | ₹1,50,000 a year | 1.25% cashback | 3% | — | 2026-10-16 |
| Utkarsh Rhodium Credit Card Utkarsh Small Finance Bank | ₹0 joining · ₹4,999 a year | ₹5,00,000 a year | 1.25% cashback | 3% | Up to 4 visits a calendar quarter at select domestic airport lounges | 2026-10-16 |
| Utkarsh Small Finance Bank superCard Utkarsh Small Finance Bank | Lifetime free | — | 1% cashback | 3.5% | — | 2026-10-16 |
| Utkarsh Small Finance Bank Wish Credit Card Utkarsh Small Finance Bank | Lifetime free | — | Not on record | 3.5% | — | 2026-10-16 |
| Utkarsh SmartGen Credit Card Utkarsh Small Finance Bank | ₹0 joining · ₹199 a year | ₹50,000 a year | 1% cashback | 3% | — | 2026-10-16 |
Suryoday Small Finance Bank2 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Suryoday SFB RuPay Platinum Credit Card Suryoday Small Finance Bank | ₹0 joining · ₹150 a year | ₹20,000 a year | 0.5% cashback | 2.5% | Airport lounge access and flight discounts (number of visits not stated) | 2026-10-16 |
| Suryoday SFB RuPay Select Credit Card Suryoday Small Finance Bank | ₹0 joining · ₹150 a year | ₹50,000 a year | 0.5% cashback | 2.5% | Complimentary airport lounge access (physical card only; number of visits not stated) | 2026-10-16 |
Equitas Small Finance Bank3 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Equitas PowerMiles Credit Card Equitas Small Finance Bank | ₹5,000 joining · ₹5,000 a year | ₹4,80,000 a year | 3 points per ₹100 | 2% | 2 domestic lounge visits a quarter (up to 8 a year) and 1 international visit a quarter (up to 4 a year) | 2026-10-16 |
| Equitas Selfe Credit Card Equitas Small Finance Bank | ₹1,000 joining · ₹1,000 a year | ₹2,40,000 a year | 2 points per ₹100 | 3.5% | One complimentary domestic lounge visit a calendar quarter | 2026-10-16 |
| Equitas Tiga Credit Card Equitas Small Finance Bank | ₹500 joining · ₹500 a year | ₹1,20,000 a year | 1 point per ₹100 | 3.5% | — | 2026-10-16 |
Canara Bank2 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| Mastercard Gold Credit Card Canara Bank | Lifetime free | — | 2 points per ₹100 | 3% | — | 2026-10-21 |
| Mastercard Gold Secured Credit Card Canara Bank | Lifetime free | — | 2 points per ₹100 | 3% | — | 2026-10-21 |
Indian BankIndian Bank7 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| IB-RuPAY-Classic Indian Bank | ₹0 joining · ₹250 a year | ₹50,000 a year | Not on record | Not on record | — | 2026-10-21 |
| IB-RuPAY-Platinum Indian Bank | ₹0 joining · ₹250 a year | ₹50,000 a year | 1 point per ₹100 | 3% | Complimentary airport lounge access (the number of visits is not stated) | 2026-10-21 |
| IB-RuPay-Select Indian Bank | ₹0 joining · ₹250 a year | ₹50,000 a year | 1 point per ₹100 | 3% | Complimentary airport lounge access (the number of visits is not stated) | 2026-10-21 |
| IB-VISA-Bharat Indian Bank | Lifetime free | — | Not on record | Not on record | — | 2026-10-21 |
| IB-VISA-Gold Indian Bank | ₹0 joining · ₹250 a year | ₹50,000 a year | 1 point per ₹100 | 3% | — | 2026-10-21 |
| IB-VISA-Platinum Indian Bank | ₹0 joining · ₹250 a year | ₹50,000 a year | 1 point per ₹100 | 3% | — | 2026-10-21 |
| Indian Bank One Co-Branded Credit Card Indian Bank | Lifetime free | — | 1 point per ₹50 | 1% | — | 2026-10-21 |
Indian Overseas Bank5 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| IOB RuPay Classic Credit Card Indian Overseas Bank | Lifetime free | — | 1 point per ₹150 | 2.5% | — | 2026-10-21 |
| IOB RuPay Platinum Credit Card Indian Overseas Bank | ₹0 joining · ₹250 a year | ₹1,00,000 a year | 1 point per ₹100 | 2.5% | 1 domestic airport lounge visit a quarter and 1 international lounge visit a calendar year | 2026-10-21 |
| IOB RuPay Select Credit Card Indian Overseas Bank | ₹0 joining · ₹500 a year | ₹1,00,000 a year | 1 point per ₹100 | 2.5% | 2 domestic airport lounge visits a quarter and 2 international lounge visits a calendar year | 2026-10-21 |
| IOB VISA Platinum Credit Card Indian Overseas Bank | ₹0 joining · ₹250 a year | ₹60,000 a year | 1 point per ₹100 | 2.5% | — | 2026-10-21 |
| IOB VISA Signature Credit Card Indian Overseas Bank | ₹0 joining · ₹750 a year | ₹1,00,000 a year | 1 point per ₹100 | 2.5% | — | 2026-10-21 |
Punjab National Bank18 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| PNB BLISS Card Punjab National Bank | ₹0 joining · ₹510 a year | ₹1,00,000 a year | 1 point per ₹100 | 3.5% | Complimentary lounge access: 4 domestic visits a year (1 a quarter) and 1 international visit a year | 2026-10-21 |
| PNB EMT RuPay Platinum Credit Card Punjab National Bank | ₹2,000 joining · ₹2,000 a year | ₹1,00,000 a year | 1 point per ₹100 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB Metal Card "LUXURA" INDIAN ARMY Punjab National Bank | ₹0 joining · ₹1,999 a year | ₹5,00,000 a year | 4 points per ₹150 | 0% | Unlimited domestic and international lounge access (1,800+ lounges) | 2026-10-21 |
| PNB Patanjali RuPay Platinum Card Punjab National Bank | ₹0 joining · ₹500 a year | — | 1 point per ₹100 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB Patanjali RuPay Select Card Punjab National Bank | ₹500 joining · ₹750 a year | — | 2 points per ₹150 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB Prakram Credit Card Punjab National Bank | Lifetime free | — | 2 points per ₹100 | 3.5% | 4 domestic lounge visits a year (1 a quarter) and 1 international visit a year | 2026-10-21 |
| PNB RuPay Metal Card "LUXURA" Punjab National Bank | ₹9,000 joining · ₹7,500 a year | ₹8,00,000 a year | 4 points per ₹100 | 0% | Unlimited complimentary domestic and international lounge access | 2026-10-21 |
| PNB RuPay Millennial Card Punjab National Bank | ₹399 joining · ₹999 a year | ₹1,00,000 a year | 2 points per ₹150 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB RuPay Platinum Card Punjab National Bank | ₹0 joining · ₹500 a year | — | 1 point per ₹100 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB RuPay Select Card Punjab National Bank | ₹500 joining · ₹750 a year | — | 2 points per ₹150 | 3.5% | Complimentary lounge access: 2 domestic visits a quarter and 2 international visits a year | 2026-10-21 |
| PNB SALARY RuPay Platinum Card Punjab National Bank | Lifetime free | — | 1 point per ₹100 | 3.5% | Complimentary lounge access: 4 domestic visits a year (1 a quarter) and 1 international visit a year | 2026-10-21 |
| PNB SALARY RuPay Select Credit Card Punjab National Bank | Lifetime free | — | 2 points per ₹150 | 3.5% | Complimentary lounge access: 8 domestic visits a year (2 a quarter) and 2 international visits a year | 2026-10-21 |
| PNB Visa Classic Card Punjab National Bank | Lifetime free | — | 1 point per ₹100 | 3.5% | — | 2026-10-21 |
| PNB Visa Gold Card Punjab National Bank | ₹0 joining · ₹300 a year | — | 1 point per ₹100 | 3.5% | — | 2026-10-21 |
| PNB Visa Metal Card "LUXURA" Punjab National Bank | ₹4,999 joining · ₹1,999 a year | ₹6,00,000 a year | 4 points per ₹100 | 0% | Unlimited complimentary domestic and international lounge access | 2026-10-21 |
| PNB Visa Platinum Card Punjab National Bank | ₹0 joining · ₹500 a year | — | 1 point per ₹100 | 3.5% | — | 2026-10-21 |
| PNB Visa Signature Card Punjab National Bank | ₹1,500 joining · ₹2,000 a year | ₹3,00,000 a year | 2 points per ₹100 | 3.5% | — | 2026-10-21 |
| PNB Zaggle Co-Branded Twin Credit Card Punjab National Bank | ₹499 joining · ₹499 a year | ₹1,50,000 a year | 10 points per ₹300 | 3.5% | Complimentary lounge access on the RuPay card: 8 domestic visits a year (2 a quarter) and 2 international visits a year | 2026-10-21 |
Union Bank of India10 cards
| Card | Fees (plus GST) | Fee waiver | Base rate | Forex markup | Lounges | Checked |
|---|---|---|---|---|---|---|
| NEXTERIA Credit Card Union Bank of India | ₹12,499 joining · ₹12,499 a year | ₹8,00,000 a year | 5 points per ₹125 | 3% | Unlimited domestic and international lounge visits for the cardholder, plus two family visits (1+3) a quarter | 2026-10-21 |
| RuPay Platinum Credit Card Union Bank of India | ₹0 joining · ₹350 a year | ₹30,000 a year | 2 points per ₹100 | 3% | Complimentary lounge access (the number of visits is not stated) | 2026-10-21 |
| RuPay Select Credit Card Union Bank of India | ₹0 joining · ₹550 a year | ₹50,000 a year | 4 points per ₹100 | 3% | 8 domestic lounge visits a year (2 a quarter) and 2 international visits a year | 2026-10-21 |
| Union JCB Health Credit Card Union Bank of India | ₹499 joining · ₹499 a year | ₹50,000 a year | 2 points per ₹100 | 3% | 8 domestic lounge visits a year (2 a quarter) and 2 international visits a year | 2026-10-21 |
| Union JCB Wellness Credit Card Union Bank of India | ₹999 joining · ₹999 a year | ₹1,00,000 a year | 2 points per ₹100 | 3% | 8 domestic lounge visits a year (2 a quarter) and 2 international visits a year | 2026-10-21 |
| Union UNI-CARBON Credit Card Union Bank of India | ₹499 joining · ₹550 a year | ₹1,00,000 a year | 2 points per ₹100 | 3% | — | 2026-10-21 |
| Union Unicorn RuPay Credit Card Union Bank of India | ₹2,400 joining · ₹2,400 a year | ₹3,00,000 a year | 4 points per ₹100 | 3% | 8 domestic and 2 international lounge visits a year through Priority Pass | 2026-10-21 |
| VISA Gold Credit Card Union Bank of India | ₹0 joining · ₹350 a year | ₹30,000 a year | 1 point per ₹100 | 3% | — | 2026-10-21 |
| VISA Platinum Credit Card Union Bank of India | ₹0 joining · ₹450 a year | ₹50,000 a year | 2 points per ₹100 | 3% | — | 2026-10-21 |
| VISA Signature Credit Card Union Bank of India | ₹0 joining · ₹1,999 a year | ₹2,70,000 a year | 4 points per ₹100 | 3% | Visa airport lounge access at select Indian airports (the number of visits is not stated) | 2026-10-21 |
Rates are the issuer’s base rate on other spends; category rates and caps are on each card’s fact sheet. No card is ranked by commission or by what an issuer pays — none pays.