MakeMyTrip ICICI Bank Credit Card
A MakeMyTrip co-branded card (₹999 a year, waived above ₹3 lakh of spend) paying myCash worth ₹1 each on MakeMyTrip: 6% on MakeMyTrip hotels, 3% on its flights, buses and cabs, 1% on other domestic spends, with a 0.99% forex markup. Every figure below is copied from ICICI Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹999 plus GST Product page |
|---|---|
| Annual fee | ₹999 plus GST Product page |
| Annual fee waiver | On ₹3,00,000 of spend in the year Terms |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 0.99% of the transaction, plus GST Product page |
| If the annual fee is waived on spend, the annual benefits (the ₹1,000 hotel voucher) are not given. | |
Rewards
Cashback.
| Spend | Earns | Cap |
|---|---|---|
| Insurance premiums | 1% cashback Terms | up to ₹1,000 a year Terms |
| Domestic spends outside MakeMyTrip (UPI on the RuPay variant earns myCash) | 1% cashback Terms | no cap on record |
Paid as myCash in the MakeMyTrip wallet (1 myCash = ₹1), usable only on MakeMyTrip bookings; it cannot be encashed.
MakeMyTrip bookings earn more (6% on hotels; 3% on flights, holidays, buses and cabs; 25 myCash a train booking); these are shown as highlights because they apply only on MakeMyTrip. From 10 Nov 2026 international spends outside MakeMyTrip earn nothing and myCash expires after 24 months.
No rewards on
Benefits
- Lounges: 2 domestic airport lounge visits a quarter after ₹75,000 of spend in the previous quarter, and 1 international visit a year (primary cardholder) — ₹75,000 of spend in the preceding quarter for domestic visits Product page
- Welcome: ₹1,000 MakeMyTrip voucher (valid 1 year) after the joining fee is paid Product page
Also on this card
Quoted from ICICI Bank; not counted in the net value.
- 6% myCash on hotel bookings on MakeMyTrip, no cap Terms
- 3% myCash on flight, holiday, bus and cab bookings on MakeMyTrip, no cap Terms
- 0.99% forex markup Product page
- Complimentary 1-year MMTBLACK Gold membership Product page
- ₹1,000 MakeMyTrip hotel voucher on paying the annual fee Product page
- 1 complimentary international airport lounge visit a year Product page
- 25% off up to ₹150 on BookMyShow movie tickets twice a month after ₹25,000 of spend in the previous quarter Product page
- 3 months' no-cost EMI on MakeMyTrip bookings Product page
Eligibility
- Age 21 or above Product page
- Indian citizen Product page
- Salaried or self-employed Product page
- Salaried: monthly income of ₹20,000 Product page
- Self-employed: annual income of at least ₹2.4 lakh Product page
Not published by ICICI Bank in the documents read
- a fuel surcharge waiver
- whether fuel, utility or education spends are excluded from myCash
- an upper age limit
The quotes behind the figures
41 figures, each copied from an official ICICI Bank document.
Show every quote and source
“Joining fee- ₹999 + GST”
“Annual fee- ₹999 + GST (Spend over ₹3 lakh in one year and get your annual fee waived off for the next year)”
“Card are equal to or more than ₹ 3,00,000 during the previous Anniversary Year.”
“However, the forex markup is only 0.99% + GST.”
“Spends on Insurance 1% myCash (capped at a maximum of 1,000 myCash per Anniversary Year)”
“Domestic spends outside MakeMyTrip 1% myCash excluding rent and EMI payments”
“Earn Points on every ₹100 spend 6 On Hotel Booking Spend 3 On Flight, Bus & Cab Spend 1 On All Other Retail Spend”
“Reward points on UPI and card transactions”
“International spends outside MakeMyTrip No rewards (w.e.f Nov 10, 2026).”
“The following spends will not be considered as qualifying spends to earn myCash: o Rent payment related transactions”
“From 05 February 2024, rent pay and e-wallet loading transactions will not accrue any reward points.”
“Yes. The MakeMyTrip ICICI Bank Credit Card has a joining fee and annual fee of ₹999 + GST.”
“However, in such cases, the annual benefits will not be extended to the Cardholder”
“Train bookings on MakeMyTrip 25 myCash on every train booking”
“Reward points on other MakeMyTrip spends 1% myCash on other domestic spends (w.e.f Nov 10, 2026).”
“For the MakeMyTrip ICICI Bank Credit Card, 1 myCash = ₹ 1”
“Your reward points will be credited to your MakeMyTrip Account in the form of myCash”
“No, myCash earned through the MakeMyTrip ICICI Bank Credit Card cannot be encashed or transferred to a bank account.”
“The validity of myCash earned through the (new) Credit Card is 24 months (w.e.f Nov 10, 2026) .”
“Get 25% off up to ₹150 on movie tickets at INOX, twice a month”
“MakeMyTrip ICICI Bank Credit Card offers a dual proposition, providing customers with both Mastercard and RuPay variants at the time of card issuance.”
“₹999 + GST for MakeMyTrip Credit Card”
“Easily link your RuPay Credit Card for UPI transactions”
“If only minimum due is paid Pay 3.75% interest per month”
“For Late Bill Payment Ranging from ₹100 to ₹1300”
“Get 2 Domestic Airport Lounge access for primary cardholders on eligible spends of ₹75,000 or more in the preceding spends quarter.”
“As a bonus, receive a ₹1,000 MakeMyTrip voucher with a validity of 1 year upon paying the joining fee.”
“Hotel bookings on MakeMyTrip 6% myCash (Unlimited/ no cap)”
“Flight bookings on MakeMyTrip 3% myCash (Unlimited/ no cap)”
“Forex markup of only 0.99% on international transactions”
“Complimentary MMTBLACK Gold membership (Except myCash benefit of MMTBLACK)”
“Worth ₹1,000 Get a MakeMyTrip hotel voucher (valid for 3 months) on payment of the annual fee”
“Get 1 complimentary International airport lounge access for the Primary Cardholders.”
“Get 25% off up to ₹150 on movie tickets on BookMyShow twice a month, on eligible spends of ₹25,000 or more in the preceding spends quarter”
“3 months’ no-cost EMI on MakeMyTrip bookings”
“MakeMyTrip ICICI Bank Credit Cards Hot Selling MakeMyTrip Credit Card save compare”
“An Indian citizen over 21 years of age”
“Self-employed with an annual income of at least ₹2,40,000”
“A salaried individual with a monthly income of ₹20,000”
“APPLY NOW MakeMyTrip ICICI Bank Credit Card: Fees and Charges”
“Enjoy the convenience of two networks- MasterCard and RuPay, to meet your every need.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with ICICI Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is ICICI Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology