8th Pay Commission Salary and Pension Calculator

The 8th Central Pay Commission was constituted by a Finance Ministry resolution of 3 November 2025, chaired by Justice Ranjana Prakash Desai, with Prof. Pulak Ghosh as part-time member and Pankaj Jain as member-secretary. It has 18 months to report, so by 3 May 2027, and may send interim reports. The Cabinet note on its terms of reference says its recommendations would normally be expected to take effect from 1 January 2026. The 7th CPC reported in November 2015 and its pay rules were notified in July 2016, with effect from 1 January 2016.

It has not been announced. The fitment factor is the number today’s basic pay is multiplied by to fix the new pay. The 7th CPC used 2.57, which its report (para 4.2.9) splits into 2.25 for merging the 125% DA of 1 January 2016 and a real rise of 14.3%. On the same logic the 8th CPC starts from 1.60, the 60% DA in force on 1 January 2026; every point above 1.60 is a real rise.

The minimum pay is ₹18,000 today. Multiplied by the factor and rounded to ₹100 it would be ₹32,900 at 1.83 (the 7th CPC’s real rise repeated), ₹36,700 at 2.04, ₹44,300 at 2.46 and ₹46,300 at 2.57. None of these is announced; the Commission sets the minimum from its own cost-of-living study, as the 7th CPC did.

Pick your level and cell, your city and the factor in the calculator. For example, at 1.83 a Level 6 employee in cell 7 in a Y city goes from ₹72,938 to ₹83,334 in hand a month. The rise in hand is smaller than the factor suggests, because DA starts again from zero and HRA, NPS and tax move with the new basic.

Yes, on the new pay. The DA in force on the date of effect is built into the fitment factor, as 125% was in 2016, and DA then starts again from zero and rises with prices. No separate merger of DA into basic pay before the new pay has been announced.

DA is 63% of basic pay from 1 July 2026, approved by the Cabinet on 28 October 2026, up from 60% from 1 January 2026. Dearness relief for pensioners moved the same way.

If the new pay takes effect from 1 January 2026 as expected, arrears run from then to the month the new pay is first paid. For a Level 6 employee in cell 7, at 1.83 and with the new pay starting in January 2028, they come to about ₹2,92,200 before tax. Arrears are taxed in the year they are paid; relief under section 157 (Form 39) spreads the tax back.

Today’s basic pay is multiplied by the fitment factor and placed in the identical cell of the new matrix or, if there is none, the next higher cell, as rule 7 of the CCS (Revised Pay) Rules, 2016 did for the 7th CPC. The calculator multiplies and rounds to ₹100, since the new matrix is not known; the next higher cell can add up to about 3%.

Under the 7th CPC the HRA rates were reset to 24%, 16% and 8% of basic pay for X, Y and Z cities, rising to 27/18/9% when DA crossed 25% and to 30/20/10% when it crossed 50%, as it did on 1 January 2024. The calculator can reset HRA the same way or keep today’s 30/20/10%.

The method is for the Commission to recommend. Under the 7th CPC rules pension is half the last pay, at least ₹9,000 and at most ₹1,25,000 a month, with additional pension of 20% at 80 rising to 100% at 100. The calculator multiplies today’s basic pension by the factor you choose, keeps the additional pension as a percentage, and starts dearness relief again from zero.

The table of pay under the 7th CPC: 19 levels (1 to 18, with 13A), each with cells that rise about 3% a step, from ₹18,000 at Level 1 to ₹2,50,000 at Level 18. The calculator holds the whole matrix as printed in the CCS (Revised Pay) Rules, 2016, with Level 13 as substituted in 2017 (₹1,23,100 to ₹2,15,900). The 8th CPC will publish a new one.

Not directly. It covers Central Government employees and pensioners; the States set their own pay, though they usually adopt the central recommendations with changes, as the terms of reference themselves note. This calculator uses the central pay matrix.

It uses the civilian pay matrix. Defence pay has its own matrix and Military Service Pay, so defence personnel should read their level from their own matrix; the fitment arithmetic works the same way.

Within 18 months of 3 November 2025, so by 3 May 2027. The Commission has been taking memoranda and visiting States; its website lists visits to Jaipur, Chandigarh, Bengaluru and Mumbai between August and October 2026. The Government then decides; the 7th CPC’s rules came eight months after its report.

Your contribution stays 10% of basic pay plus DA under both NPS and UPS, so it rises with the new basic; with DA at zero it is 10% of basic alone at first. The Government pays 14% under NPS, and under UPS a matching 10% plus about 8.5% to a pool fund.