Axis Bank Pride Signature Credit Card
A card for Indian Defence personnel earning EDGE REWARD Points (8 per ₹200 on the product page), with 2 domestic lounge visits a quarter, a fuel surcharge waiver and Dining Delights; free in the first year, then ₹500, waived on ₹40,000 of spend. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
For Indian Defence personnel.
Not on record from an official document: rupee value of a reward point. CardWise does not estimate these.
Fees and charges
| Joining fee | Nil Product page |
|---|---|
| Annual fee | ₹500 plus GST Product page |
| Annual fee waiver | On ₹40,000 of spend in the year Product page |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Fees are plus GST. The ₹500 annual fee applies from the second year. | |
Rewards
Reward points (rupee value not on record).
| Spend | Earns | Cap |
|---|---|---|
| Eligible spends | 8 points per ₹200 Product page | no cap on record |
Points are redeemed on Axis Bank's EDGE REWARDS catalogue; the fee table says a reward redemption fee applies but gives no amount.
No rewards on
- Utilities, education, insurance, government, wallet, rent and fuel (also gift cards and tolls) Terms
Benefits
- Lounges: 2 visits a calendar quarter to select domestic airport lounges — ₹50,000 of eligible spend in the previous 3 calendar months (Axis's lounge programme rule) Product page
- Fuel: 1% fuel surcharge waived on fills of ₹400 to ₹4,000, up to ₹400 a statement cycle Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- Dining Delights: 15% off up to ₹500 once a month (minimum bill ₹2,500) Product page
- Personalised card in the colours of the tricolour, with a fourth embossing line for serving personnel Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- the rupee value of an EDGE REWARD Point for this card (the MITC uses ₹0.20 a point only in an example of converting a negative points balance, and says the value may vary by card)
- the card network
- a RuPay variant for UPI
- a minimum income
Documents that disagree
- Reward rate: the product page says 8 EDGE REWARD Points per ₹200; the Axis card listing says 4 per ₹200. Neither is dated; the product page is used.
Disputed figures are not used as if they were certain.
The quotes behind the figures
23 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining Fee Nil”
“Annual Fee 1st Year: Nil 500 (Waived on spends of 40,000 in the preceding year)”
“Foreign currency transaction fee 3.50% of the transaction value”
“8 points for every ₹200 spent through your Credit Card”
“*No EDGE REWARD Points are earned on fuel transactions made using the Credit Card”
“Transactions made in the following categories won't be eligible for earning EDGE REWARD Points: Category Description Utilities Educational Services Insurance Government Institutions Wallet Rent Fuel Gift Card Bridge Fees, Road Fees & Toll”
“PRIDE SIGNATURE Credit Card INR 0 INR 500 Spends of INR 40,000 in the preceding year”
“PRIDE SIGNATURE Credit Card Nil 500 (Waived on spends of INR 40,000 in the preceding card anniversary year) Nil”
“Rent transactions (MCC 6513), wallet load transactions (MCC 6540), Gift Cards (5947) and Toll/Bridge/Toll fee (4784) will not be eligible for spends counted towards the annual fee waiver.”
“Earn 4 EDGE REWARD Points on every ₹200 spent 15% discount at restaurants with Dining Delights”
“Effective 1st May 2024, access to domestic airport lounges is based on a minimum eligible spend of Rs. 50,000 in the previous 3 calendar months.”
“1% of transaction amount (Refunded for fuel transactions between ₹400 to ₹4,000). Maximum benefits up to ₹400 per month)”
“Individuals eligible for Axis Bank Pride Signature Credit Card: Indian Defence personnel”
“Individual should either be a Resident of India or Non-Resident Indian”
“Example - Negative Reward Point balance of 1000 will be converted to statement debit of INR 200 i.e. 1000 Negative Reward Points X INR 0.20 per Reward Point.”
“Enjoy 2 complimentary visits to select airport lounges within India per calendar quarter with your Axis Bank Pride Signature Credit Card”
“1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank PRIDE SIGNATURE Credit Card”
“Maximum benefits up to ₹400 per statement cycle*”
“Offer Details: 15% off up to ₹500 Minimum Order Value ₹2500 Valid once per card per month.”
“Personalised card with the shades of the Indian Tricolour The dedicated 4th embossing line for serving the nation.”
“Best Seller Lifestyle Food & Dining Axis Bank Pride Signature Credit Card”
“Primary cardholder between the age of 18 years and 70 years”
“Axis Bank Pride Signature Credit Card Compare Personalised card with shades of tricolour for defence personnel Earn 4 EDGE REWARD Points on every ₹200 spent 15% discount at restaurants with Dining Delights Joining Fee: ₹NIL Annual Fee: ₹500 Know More Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology