Miles & More Axis Bank Credit Card
A Lufthansa Miles & More co-branded card (World variant, ₹3,500 a year) earning 4 award miles per ₹200, credited to the Miles & More programme, with 5,000 welcome and 3,000 renewal miles and lounge access; Axis Bank gives the miles no rupee value. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Not on record from an official document: rupee value of a reward point. CardWise does not estimate these.
Fees and charges
| Joining fee | ₹3,500 plus GST Product page |
|---|---|
| Annual fee | ₹3,500 plus GST Product page |
| Annual fee waiver | None on record |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Fees are plus GST and are for the World variant; the World Select variant costs ₹10,000 to join and ₹4,500 a year. Both fees are waived for Miles & More HON and Senator status members. | |
Rewards
Reward points (rupee value not on record).
| Spend | Earns | Cap |
|---|---|---|
| Eligible spends (World variant; the World Select variant earns 6 award miles per ₹200) | 4 points per ₹200 Product page | no cap on record |
Award miles are credited to the cardholder's Lufthansa Miles & More account every billing cycle and redeemed only through Miles & More (flights and upgrades with Star Alliance and other partners, hotels, shopping, car rentals).
Axis Bank states no rupee value for a Miles & More award mile, so CardWise cannot price the rewards. Miles do not expire while the card is in use.
No rewards on
- Fuel, wallet loads, rent, insurance, utilities and government spends (also gold and jewellery, gift cards, tolls, cash and EMI) Product page
Benefits
- Lounges: 4 complimentary domestic airport lounge visits a quarter, and 2 Priority Pass visits a card membership year (World variant) — Domestic visits need ₹50,000 of spend in the previous 3 calendar months Product page
- Welcome: 5,000 award miles on the first transaction (World variant; 15,000 on World Select) Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- Earns Lufthansa Miles & More award miles, redeemable for Star Alliance flights and upgrades Product page
- 5,000 welcome miles and 3,000 miles each renewal year (World variant) Product page
- Award miles never expire while the card is in use Product page
- 2 Priority Pass lounge visits a card membership year Product page
- Insurance on baggage loss, air accidents, lost card and credit shield Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- a rupee value for Miles & More award miles
- the card network
- a RuPay variant for UPI
- an income requirement
Where Axis Bank’s documents differ, and what is used
- Axis Bank's card listing describes this card with Horizon-style text ('Earn EDGE Miles' and 5 EDGE Miles per ₹100 on Travel EDGE and airline websites); the product page and terms describe Miles & More award miles at 4 (World) or 6 (World Select) per ₹200. The product page and terms are used.
The quotes behind the figures
24 figures, each copied from an official Axis Bank document.
Show every quote and source
“Axis Bank Miles and More World Credit Card Axis Bank Miles and More Select Credit Card Standard Joining Fee ₹3,500 + GST ₹10,000 + GST”
“Standard Annual Fee (2nd year onwards) ₹3,500 + GST ₹4,500 + GST”
“Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value”
“Miles & More Axis Bank World Card – Earn 4 Award Miles per ₹200 of eligible spends”
“Miles & More Axis Bank World Select Card Earn 6 Award Miles per ₹200 of eligible spends”
“In addition to current exclusions, spends done on Rent, Government Institution, Insurance, Gold/Jewelry, & Utilities* will not be eligible for earning Award Miles”
“Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals and advances, interest charges, EMI transactions, and transactions identified under MCCs of fuel, wallet loads/spends, rent, insurance, utilities, government spends”
“Your Axis Credit Card offer awaits you! Apply Now”
“MILES and MORE Axis Bank World Credit Card 3,500 3,500 Nil”
“Axis Bank Miles & More World Credit Card (4 complimentary lounge access per quarter)”
“Effective 1st May 2024, access to domestic airport lounges is based on a minimum eligible spend of Rs. 50,000 in the previous 3 calendar months.”
“The award miles earned will automatically be transferred to the Cardholder’s Miles & More membership account which is registered with Axis Bank, every billing cycle”
“The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.”
“Reward Redemption fee No No”
“Co-branded Miles and More Axis Bank Credit Card Compare Earn EDGE Miles: Welcome Benefit & Renewal Benefit 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and Airline website.”
“Miles & More Axis Bank World Card 4 complimentary visits to select airport lounges per quarter”
“Miles & More Axis Bank World Card Welcome Bonus: 5,000 award miles”
“Book flights with all the Star Alliance airline partners and other Miles & More airline partners”
“Miles & More Axis Bank World Card Annual Bonus of 3,000 award miles”
“While the Miles & More Axis Bank Credit Card is in use, award miles will never expire.”
“On your Axis Bank Miles & More World Credit Card , you can avail 2 complimentary visits* to Priority Pass lounges card membership year.”
“Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.”
“Primary cardholder between the age of 18 years and 70 years”
“Enjoy complimentary International & Domestic lounge access Joining Fee: ₹3,500 Annual Fee: ₹3,500 Know More Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology