SpiceJet Axis Bank Voyage Credit Card
A SpiceJet co-brand card earning SpiceClub Points: 6 per ₹200 on SpiceJet bookings and on online food orders, bills and entertainment, 3 per ₹200 elsewhere, with 2,000 and 3,000 bonus points at ₹1 lakh and ₹2 lakh of yearly spend; Axis's value chart prices a point at ₹0.50. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹750 plus GST Product page |
|---|---|
| Annual fee | ₹750 plus GST Product page |
| Annual fee waiver | None on record |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Fees are plus GST. The annual fee is charged from the second year; no spend-based waiver is published. | |
Rewards
Reward points, ₹0.50 each when redeemed as stated Product page.
| Spend | Earns | Cap |
|---|---|---|
| Online food orders | 6 points per ₹200 Product page | no cap on record |
| All other domestic and international spends | 3 points per ₹200 Product page | no cap on record |
Paid as SpiceClub Points to the cardholder's SpiceClub account, redeemable on SpiceJet flights, meals and add-ons booked on SpiceJet's app and website.
Online bills (MCC 4900) and online entertainment also earn 6 points per ₹200; CardWise leaves them at the base rate because its bills category also covers recharges. SpiceJet app and website bookings earn 6 card points per ₹200 (up to ₹1 lakh a month) plus 12 from SpiceClub Silver membership.
No rewards on
- Wallet loads, fuel, insurance, education, government and rent (also gold and jewellery, gift cards, EMI and cash) Terms
Benefits
- Lounges: 4 domestic airport lounge visits a year — ₹50,000 of spend in the previous quarter Product page
- Fuel: 1% fuel surcharge refunded on fills of ₹400 to ₹4,000, up to ₹400 a month Product page
- Welcome: SpiceJet flight voucher worth ₹1,500 on 2 transactions within 30 days of issue Product page
- Milestone: 2,000 SpiceClub Points (₹1,000 on Axis's value chart) on ₹1 lakh of spend in a card membership year Product page
- Milestone: 3,000 more SpiceClub Points (₹1,500 on Axis's value chart) on ₹2 lakh of spend in a card membership year Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- SpiceJet app and website: 6 SpiceClub Points per ₹200 from the card, up to 18 with SpiceClub Silver membership Product page
- Complimentary SpiceClub Silver membership on issue Product page
- 6 SpiceClub Points per ₹200 on online bill payments and online entertainment Product page
- 1,000 SpiceClub Points on every renewal Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
- Resident of India Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- an annual-fee waiver on spend
- a RuPay variant for UPI
- a minimum income
Where Axis Bank’s documents differ, and what is used
- Point value: the product page's value chart prices SpiceClub Points at ₹0.50 (5,400 points = ₹2,700; 2,000 = ₹1,000); Axis's 2022 launch release gives 'up to' benefit percentages that imply up to ₹1 a point on bills, food and other spends. The current value chart is used, not the 'up to' figure.
The quotes behind the figures
23 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining Fee ₹ 750”
“Annual Fee 1st Year: Nil 2nd Year onwards: ₹ 750”
“Foreign Currency Transaction Fee 3.50% of the transaction value”
“Milestone 1 Benefit on ₹ 1 lakh spends 3 - 2000 1000”
“Earn 6 SpiceClub Points for every ₹ 200 spent on Online Food order, Online Bill payment & Online Entertainment”
“Online utility bill payment Online food ordering Online entertainment 4900 5499, 5812, 5814 7829, 7832”
“Earn 3 SpiceClub Points for every ₹ 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)”
“Excluded spend categories for reward earns: Transactions made on Education, Rent, Wallet load, Government services, Insurance, Gold & Jewellery, Fuel, Cash advances and Repayments.”
“Wallet Load, Fuel Spends, Financial Institutions, Cash Withdrawals, Purchase of Gold items and all types of Jewelry transactions, Purchase of gift cards, EMI transactions, Purchases converted to EMI post facto, Insurance, Education Services, Government Services, Rental Payments.”
“SPICEJET AXIS BANK VOYAGE Credit Card 750 750 Nil”
“Milestone 2 Benefit on ₹ 2 lakh spends 3 - 3000 1500”
“A limit of Rs.1 lakh of credit card spends per month on earnings of SpiceClub points on SpiceJet website & mobile application shall be applicable”
“Earn 6 SC Points per ₹200 spent on Online Bill Payments, Online food and Online Entertainment accelerated categories – up to 3% customer benefit”
“Experience 4 complimentary domestic lounge vists every year subject to minimum spends of ₹ 50,000 in the previous quarter.”
“1% of transaction amount (Refunded for fuel transactions between ₹ 400 to ₹ 4,000. Maximum benefits up to ₹ 400 per month)”
“Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth ₹ 1500.”
“Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every ₹ 200 spent on SpiceJet mobile application and website”
“Get on boarded to privileges of SpiceClub Silver membership on card issuance”
“Earn 1000 SpiceClub Points on every successful renewal of credit card”
“Primary cardholder should be between the age of 18 and 70 years”
“The individual should be a Resident of India”
“*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card. Apply Now”
“have partnered to launch the most rewarding co-branded credit card, powered by Visa that will offer a host of privileges and benefits to customers. The card comes in two variants – SpiceJet Axis Bank Voyage and Voyage Black”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology