Flipkart Axis Bank Credit Card
A Flipkart co-branded cashback card: 7.5% on Myntra and 5% on Flipkart, each capped at ₹4,000 a statement quarter, 4% at preferred partners such as Swiggy, and 1% on other eligible spends. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | Nil Product page |
|---|---|
| Annual fee | ₹500 plus GST Product page |
| Annual fee waiver | On ₹3,50,000 of spend in the card anniversary year Product page |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| The joining fee is shown as nil under a limited-period offer on the product page; the MITC lists a standard joining fee of ₹500. GST is added to fees at the government rate. | |
Rewards
Cashback.
| Spend | Earns | Cap |
|---|---|---|
| Myntra | 7.5% cashback Product page | up to ₹4,000 a quarter Product page |
| Flipkart (excluding Flipkart Health) | 5% cashback Product page | up to ₹4,000 a quarter Product page |
| Preferred merchants: Swiggy food delivery (also Uber, PVR and others) | 4% cashback Product page | no cap on record |
| Other eligible spends | 1% cashback Product page | no cap on record |
Cleartrip also earns 5% (capped separately); CardWise does not model Cleartrip bookings apart from other travel.
No rewards on
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived on fills of ₹400 to ₹4,000, up to ₹400 a statement cycle (GST on the surcharge is not refunded) Product page
- Welcome: Flipkart voucher worth ₹250 on the first transaction within 30 days — only for cards issued with the ₹500 joining fee, not first-year-free cards Product page
- Welcome: 50% off up to ₹100 on Swiggy for first-time Swiggy users Product page
Eligibility
- Age 18 or above Product page
- Age 70 or below Product page
- Resident of India Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- the card network (Visa, Mastercard or RuPay)
- a RuPay variant for UPI
- a minimum income
Where Axis Bank’s documents differ, and what is used
- Joining fee: the product page shows nil as a limited-period offer while the MITC lists ₹500. The current offer is used; if it ends, the first-year value falls by ₹500 plus GST.
The quotes behind the figures
30 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining fee ₹NIL (Limited period offer)”
“Annual Fee 2nd year Onwards: ₹500”
“Annual fee waived off on annual spends greater than ₹3,50,000.”
“Foreign currency transaction fee 3.5% of the transaction value”
“Earn 7.5% cashback on Myntra spends* capped at INR 4000 per statement quarter”
“Cashback is not applicable on transactions less than Rs. 100.”
“Earn 5% cashback on Flipkart and Cleartrip spends* capped at ₹4000 per statement quarter per merchant”
“* Valid on the website as well as mobile application of Flipkart excluding Flipkart Health”
“Earn unlimited 4% cashback on Preferred Merchants.”
“Best in class cashback on Myntra, Flipkart and Cleartrip. Unlimited cashback on Swiggy, Uber, PVR and many more.”
“Please note that only transactions made towards Food Delivery on Swiggy App shall be eligible for accelerated cashback.”
“Earn unlimited 1% cashback on other eligible categories*”
“Preferred Merchants** 4% Unlimited Other eligible merchants 1% Unlimited”
“For cashback: Transactions made on Utility & Telecom, Education, Rent, Wallet load, Government services, Insurance, Gold & Jewellery, Fuel, Financial Institutions, Cash advances and Repayments.”
“GST charged on fuel surcharge is non-refundable No cashback is earned on fuel transactions”
“500 (Waived on spends of INR 3,50,000 in the preceding card anniversary year)”
“Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.”
“Gift card purchases will continue to be excluded from rewards category and will not earn rewards/cashback or contribute towards spends based fee waiver calculations or milestone benefits, if applicable.”
“GST, as notified by the Government of India, is applicable on all fees, interest and other charges, and is subject to change as per relevant regulations of the Government of India.”
“4 Complimentary domestic airport lounge access will be discontinued.”
“Cashback will be directly credited in your credit card statement”
“Reward Redemption fee No”
“Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India”
“Valid on transactions between ₹400 and ₹4000 only; maximum benefits up to ₹400* per statement cycle”
“Only paid cards with Joining Fee and Annual Fee are eligible for the welcome benefit of Flipkart Voucher worth INR 250. First-Year Free cards (with no Joining Fee) are not eligible for this voucher.”
“Get 50% off upto ₹100 on Swiggy food orders for first time Swiggy users. Use code “AXISFKNEW”.”
“Best Seller Lifestyle Fuel Fee waiver Shopping FLIPKART AXIS BANK Credit Card”
“Primary cardholder should be between the age of 18 and 70 years”
“The individual should be a Resident of India”
“Joining Fee: ₹NIL Annual Fee: ₹500 (This card is currently First Year Free) Know More Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology