Samsung Axis Bank Signature Credit Card
A Samsung co-brand card on Visa: 10% cashback on Samsung purchases (up to ₹2,500 a month and ₹10,000 a year), 10 EDGE REWARD Points per ₹100 at Zomato, Myntra, bigbasket, Tata 1mg and Urban Company and 5 per ₹100 elsewhere, points valued at ₹0.20. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹500 plus GST Product page |
|---|---|
| Annual fee | ₹500 plus GST Product page |
| Annual fee waiver | On ₹2,00,000 of spend in the year Product page |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Fees are plus GST. The annual fee is waived on annual spends above ₹2 lakh. | |
| Reward redemption fee | ₹99 plus GST Product page |
Rewards
Reward points, ₹0.20 each when redeemed as stated Terms.
| Spend | Earns | Cap |
|---|---|---|
| Zomato and Myntra (preferred partners) | 10 points per ₹100 Product page | no cap on record |
| All other domestic and international spends | 5 points per ₹100 Product page | no cap on record |
Samsung purchases earn the 10% cashback instead of points. The preferred-partner rate also covers bigbasket, Tata 1mg and Urban Company, which CardWise does not price as categories.
No rewards on
- Fuel, wallet loads, government, education, telecom and utility, rent and insurance spends (also gold and jewellery, EMI, gift cards, tolls and Samsung purchases) Terms
Benefits
- Lounges: 4 visits a calendar year to select domestic airport lounges — ₹50,000 of eligible spend in the previous 3 months Product page
- Fuel: 1% fuel surcharge waived on fills of ₹400 to ₹4,000, up to ₹500 a statement Product page
- Welcome: 2,500 EDGE REWARD Points (worth ₹500) on 3 transactions within 30 days of issue Terms
Also on this card
Quoted from Axis Bank; not counted in the net value.
- 10% cashback on Samsung products and services, up to ₹2,500 a month and ₹10,000 a year Terms
- 10 EDGE REWARD Points per ₹100 (2%) at bigbasket, Tata 1mg and Urban Company as well as Zomato and Myntra Product page
- Dining Delights: 15% off up to ₹500 once a month at partner restaurants (minimum bill ₹2,500) Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
- Resident of India Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- a RuPay variant for UPI
- a minimum income
Where Axis Bank’s documents differ, and what is used
- Fuel waiver range: the product page's summary tile says ₹400 to ₹5,000, while its detailed section and the Key Fact Sheet (8 Oct 2026) say ₹400 to ₹4,000; ₹4,000 is used.
The quotes behind the figures
26 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining Fee - Primary Card ₹500/-”
“Annual Fee: 500 2nd year onward”
“Annual fee waived off on annual spends greater than ₹2,00,000/-”
“Foreign currency transaction fee 3.5% of the transaction value”
“Signature variant cardholders will get 2500 points worth ₹ 500, while Infinite variant cardholders will get 30000 points worth ₹ 6000 as a one-time welcome benefit.”
“10 EDGE REWARD POINTS on every Rs 100 spent with our preferred partners bigbasket, Tata1mg, UrbanCompany, Myntra, Zomato”
“Earn 10 reward points on all spends on preferred merchants per INR 100 spent”
“Preferred merchants to include Zomato, Big Basket, Myntra, Tata 1mg and Urban Clap”
“5 EDGE REWARD Points* on every ₹100 spent, On all other domestic and international transactions”
“Earn 5 reward points on all domestic & international spends per INR 100 spent”
“Additionally, please note that no rewards/cashback shall be earned on spends made on Bridge Fees, Road Fees, and Tolls.”
“MCCs have been excluded from EDGE Rewards eligibility: Fuel Spends Wallet loading transactions Gold & Jewellery Government Services payments Education related payments Telecom & Utility payments Rental Payments & rental brokerage Insurance services”
“Access to domestic airport lounges will be based on a minimum eligible spend of ₹50,000 in previous 3 months (effective May 01, 2024)”
“1% fuel surcharge waiver up to ₹500 per statement on transactions between ₹400-5000”
“Finance charges (Retail purchases and cash) 3.75% per month (55.55% per annum)”
“Fuel Transaction Surcharge: 1% of transaction amount (Refunded for fuel transactions Between INR 400 to INR 4,000.”
“up to INR 500 for ACE Credit Card; SAMSUNG AXIS BANK SIGNATURE Credit Card, and AIRTEL AXIS BANK Credit Card”
“A redemption fee of ₹99 will apply per transaction on the EDGE REWARDS platform.”
“Enjoy 4 complimentary lounge visits per calendar year at select domestic airports with your Samsung Axis Bank Signature credit card.”
“1% fuel surcharge waiver up to ₹500 per statement on transactions between INR 400-4000”
“10% cashback will be applicable on Samsung purchases capped to INR 2500 in a month and INR 10,000 in a year from date of card issuance”
“Indulge in delectable cuisines and enjoy 15% off upto ₹500, can be availed once per month at 4000+ partner restaurants in India, minimum order value ₹2500.”
“Primary cardholder should be between the age of 18 and 70 years”
“The individual should be a Resident of India”
“Samsung Axis Bank Signature Credit Card Compare 2,500 EDGE REWARD Points on completing 3 transactions within 30 days 10% Cashback on Samsung purchases all year around, across products & services Joining Fee: ₹500 Annual Fee: ₹500 Know More Apply Now”
“Consumers can choose between two variants - Visa Signature and Visa Infinite.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology