Tata Neu Plus SBI Card
A Tata Neu card paying NeuCoins (1 = ₹1 on Tata Neu): 2% at Tata Neu and partner Tata brands, 1% elsewhere including UPI on the RuPay variant (up to 500 a statement cycle on UPI); ₹499 fee waived on ₹1 lakh of spend. Every figure below is copied from SBI Card’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹499 plus GST Product page |
|---|---|
| Annual fee | ₹499 plus GST Product page |
| Annual fee waiver | On ₹1,00,000 of spend in the year Product page |
| GST on fees | 18% |
| Foreign-currency markup | 3.5% of the transaction, plus GST MITC |
Rewards
Cashback.
| Spend | Earns | Cap |
|---|---|---|
| Tata Neu and partner Tata brands (non-EMI) | 2% cashback Product page | no cap on record |
| UPI on the RuPay variant | 1% cashback Terms | up to ₹500 a statement cycle Terms |
| Grocery | 1% cashback Terms | up to ₹1,000 a month Terms |
| Utility, telecom and cable bills | 1% cashback Terms | up to ₹2,000 a month Terms |
| Insurance | 1% cashback Terms | up to ₹2,000 a month Terms |
| Other spends (non-Tata brands) | 1% cashback Terms | no cap on record |
Paid as NeuCoins (1 NeuCoin = ₹1), moved to the NeuPass account each statement cycle and usable only on Tata Neu and partner Tata brands.
Extra NeuCoins of up to 5% on select categories in the Tata Neu app are not modelled. EMI and Flexipay spends and online gaming earn nothing.
No rewards on
Benefits
- Lounges: 4 domestic airport lounge visits a year (1 a quarter) — ₹50,000 of spend in the previous calendar quarter Terms
- Fuel: 1% fuel surcharge waived on fills of ₹500 to ₹4,000, up to ₹250 a statement cycle Product page
- Welcome: 499 NeuCoins (worth ₹499 on Tata Neu) within 15 days of the joining fee being paid Product page
Also on this card
Quoted from SBI Card; not counted in the net value.
- Up to 5% extra NeuCoins on select categories in the Tata Neu app or website Product page
Eligibility
The issuer does not publish its criteria on the pages read. Approval is its own decision.
Not published by SBI Card in the documents read
- eligibility criteria
Where SBI Card’s documents differ, and what is used
- UPI cap: the terms cap UPI NeuCoins at 500 per statement cycle in one place and 500 a month in the cap list; the statement cycle is used.
- Monthly caps: the terms cap NeuCoins at 1,000 a month on grocery and 2,000 each on insurance, utility and telecom spends without saying whether the grocery cap covers BigBasket (a partner Tata brand at 2%); the caps are applied to the 1% rate only.
The quotes behind the figures
27 figures, each copied from an official SBI Card document.
Show every quote and source
“Annual Fee: Rs. 499 + taxes”
“Renewal Fee (per annum): Rs. 499 + taxes from second year onwards”
“For the cardholders having state of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%”
“Annual Fee reversal on annual spends of 1 Lakh or more”
“Foreign Currency Transaction Fee: 3.5% (For all cards except AURUM, Elite, Prime NRI secured, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/ Miles Prime/ Miles).”
“Get 2% Value Back as NeuCoins on Non-EMI spends at the Tata Neu App/Website and partner Tata brands.”
“Enjoy 2% Value back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands”
“UPI Spends : Any UPI Spends on Rupay Credit Card (Including partner Tata Brands) : 1% back as NeuCoins, the total NeuCoins earned on eligible UPI transactions are capped to 500 NeuCoins per statement cycle”
“1% Value back as NeuCoins on other spends, including UPI transactions (applicable on spends on RuPay Variant)”
“Maximum Capping per month on NeuCoins on the below categories are as follows : Grocery - 1000 Insurance - 2000 Utility Transaction - 2000 Telecom and cable - 2000 UPI Spends - 500”
“1% Value Back as NeuCoins on other spends, including UPI transactions.”
“Fuel Spends | Wallet loads / Rental/Gift or Prepaid Card load/ Voucher purchase** (MCC 5172,5541,5983, 5542, 6540, 6541, 7349 and 6513)”
“NeuCoins will not be accrued for Rental and Government related transactions (MCC 9399 and 9311)”
“NeuCoins will not be accrued for Education payments (MCC : 5111, 5192, 5942, 5943, 5947, 8211, 8220, 8241, 8244, 8249, 8299, 8351)”
“"isOnline" : "yes", "isVisibleOnWebsite" : "yes",”
“Tata Neu Plus SBI Credit Card 499 499 (Waived off on annual spends of 1 lakh or more in the preceding year)”
“1 Reward Point = 1 NeuCoin = INR 1 savings”
“Redeem NeuCoins on Tata Neu App/Website and partner Tata Brands.”
“4 domestic airport lounge accesses every year(1 per quarter, applicable on achieving Rs. 50.000 spends in previous quarter)”
“Access to domestic airport lounges is based on a minimum eligible spend of Rs. 50,000 in the previous calendar quarter.”
“Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India.”
“Maximum waiver of Rs. 250 per statement cycle.”
“Get 499 NeuCoins (1 NeuCoin = Re. 1 savings) within 15 days of Joining Fee realisation.”
“Extra Value Back as NeuCoins – Upto 5% on select category spends at the Tata Neu App / Website.”
“"name" : "Tata Neu Plus SBI Card", "productType" : "TPLU", "cardImageAltText" : "tata-neu-plus card", "cardImage" : "/static-resources/img/card-face/front/vertical/tata-neu-card-face-min.png", "locale" : "en", "isCompare" : "yes", "isOnline" : "yes", "ctaSection" : [ { "ctaText" : "APPLY NOW", "ctaTarget" : "_blank", "urlType" : "external", "internalurl" : "https://www.sbicard.com/sprint/TataNeuPlus", "externalurl" : "/sprint/c/TataNeuPlus?CS=sbic&GEMID1=tata_neu_plus_home_product_catalog_eapply&GEMID2=org_rp", "popupid" : "", "ctaView" : "primary" }, { "ctaText" : "SEE BENEFITS", "ctaTarget" : "_self", "urlType" : "external", "internalurl" : "", "externalurl" : "/en/personal/credit-cards/tata-neu-plus-sbi-card.html", "popupid" : "", "ctaView" : "secondary" } ], "keyHighlightsLookup" : [ { "keyHighlights" : "reward-benefits" }, { "keyHighlights" : "lounge-access" }, { "keyHighlights" : "welcome-benefits" } ], "categoryLookup" : [ { "category" : "lifestyle" }, { "category" : "cashback" } ], "tag" : "trending"”
“"ctaText" : "APPLY NOW", "ctaView" : "primary",”
“The VISA/RuPay logo: The hologram and the logo ensure that all establishments throughout the world displaying the VISA/RuPay logo will accept your card.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with SBI Card or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is SBI Card’s own file from its website, unaltered, fetched 2026-10-15. Methodology