EazyDiner IndusInd Bank Platinum Credit Card
A lifetime-free dining co-brand: 2 reward points per ₹100 on most spends, worth ₹0.20 each but redeemable only on the EazyDiner app, plus an extra 20% off (up to ₹500, three times a month) when paying restaurant bills through EazyDiner's PayEazy. Every figure below is copied from IndusInd Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | Nil Product page |
|---|---|
| Annual fee | Nil Product page |
| Annual fee waiver | Not needed |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST MITC |
| Forex: the MITC sets 3.5% for all cards it does not name separately, which includes this card. | |
Rewards
Reward points, ₹0.20 each when redeemed as stated Product page.
| Spend | Earns | Cap |
|---|---|---|
| All spends except fuel, insurance, rent, utilities and government | 2 points per ₹100 Product page | no cap on record |
Reward points (₹0.20 each) are redeemed against restaurant bills via PayEazy or from the catalogue on the EazyDiner app; they cannot be converted to cash credit.
Insurance, rent, utility and government spends earn 0.7 points, but the page does not state the spend unit, so they are not valued. Points are earned only on spends up to the credit limit in each statement cycle, and accumulated points expire at the end of every card anniversary year.
No rewards on
- Fuel Product page
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived at all fuel stations in India (no cap or transaction range is stated) Product page
- Welcome: 3 months of EazyDiner Prime membership worth ₹1,095 Product page
- Welcome: 500 welcome bonus EazyPoints Product page
- Milestone: 2,000 reward points on ₹30,000 of spend in every 90 days (dining spends excluded) Product page
Also on this card
Quoted from IndusInd Bank; not counted in the net value.
- Extra 20% off up to ₹500 on restaurant bills paid via PayEazy on the EazyDiner app, 3 times a month Product page
- EazyDiner Prime membership renewed for 3 months on ₹30,000 of spend in 90 days Product page
- Buy one get one on BookMyShow movie tickets once a month, free ticket capped at ₹200 Product page
- 2X EazyPoints on EazyDiner Product page
Eligibility
- Age 18 or above (IndusInd's criteria for Indus Easy Credit Cards applied for online) Terms
- Age 70 or below (IndusInd's criteria for Indus Easy Credit Cards applied for online) Terms
- Salaried or self-employed Terms
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by IndusInd Bank in the documents read
- the GST rate (the MITC says GST is charged at the current rate notified by the Government)
- a spend unit for the 0.7-point rate on insurance, rent, utility and government spends
- a card-specific income requirement (the listing gives a net monthly income of at least Rs.20,000 for Indus Easy Credit Cards in general, written as "Rs.20, 000")
The quotes behind the figures
34 figures, each copied from an official IndusInd Bank document.
Show every quote and source
“This is an LTF card (Life-Time Free) with no joining fees and no annual fees”
“All other Credit Cards (not specified above) - 3.5 %”
“1 Reward Point = INR 0.20”
“Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government”
“Fuel transactions will not earn Reward Points”
“1% fuel surcharge waiver across all fuel stations in India Apply Now”
“EazyDiner Platinum Credit Card Lifetime Free”
“EazyDiner IndusInd Bank Platinum Credit Card NIL NIL NA NIL”
“Credit Card on UPI is applicable only for RuPay variant”
“Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends”
“Reward Points will be earned only for spends up to assigned credit limit in every statement cycle”
“Reward Points earned on the EazyDiner IndusInd credit card spends can be redeemed at the time of payment via PayEazy against the restaurant bill.”
“Reward points cannot be redeemed against cash credit.”
“Accumulated reward points will expire at the completion of every anniversary year.”
“Fee not applicable for Pioneer Private, Pioneer Heritage, EazyDiner Signature, EazyDiner Platinum, Avios Visa Infinite, CRED IndusInd Bank RuPay & IndusInd Bank Jio-bp Mobility+ Credit Card)”
“Spends on Dining MCCs (MCC 5811, 5812, 5813, 5462, 5814) will not be considered for this benefit”
“This benefit is capped at 3 times usage a calendar month”
“Avail The offer is applicable to only one ticket booking per month”
“The price of the free ticket is capped at ₹200.”
“Waiver of 1% fuel surcharge is applicable. The waiver is applicable across all petrol pumps in India”
“Check out the eligibility conditions for Indus Easy Credit Cards below:”
“Income: Your net monthly income should be at least Rs.20, 000”
“Enjoy 1% fuel surcharge waiver* across all fuel stations in India.”
“Enjoy 3 months EazyDiner Prime membership worth INR 1,095.”
“500 welcome bonus EazyPoints”
“You can get 2000 Reward Points upon spending INR 30,000 every 90 days.”
“Avail EXTRA 20% OFF upto INR 500 when you eat out & pay on the app via PayEazy.”
“Enjoy 3 month Prime membership renewal upon spends of INR 30,000 in 90 days”
“As an IndusInd Bank Eazydiner Platinum Credit Card holder, enjoy buy one get one free on movie tickets through our partner BookMyShow.”
“Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card”
“Age: To apply, you must be at least 18 years old. On the other hand, the upper-limit age is 70 years.”
“Occupation: All Salaried and Self-Employed individuals can apply”
“You may apply for an EazyDiner IndusInd Bank Platinum Credit Card online on IndusInd Bank website in 3 easy steps:”
“EazyDiner has also partnered with IndusInd Bank to introduce two co-branded credit cards - Signature on Visa and Platinum on Visa & RuPay platform.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with IndusInd Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is IndusInd Bank’s own file from its website, unaltered, fetched 2026-10-16. Methodology