1838 Reserve ICICI Bank Credit Card
An invite-only Visa card with Times Internet (₹1,75,000 to join and each year, no waiver) with zero forex markup, joining benefits stated as worth ₹82,500 and club, concierge and travel memberships; ICICI states its earn as 3% reward points in India and 2% abroad. Every figure below is copied from ICICI Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Invite-only: ICICI Bank asks applicants to contact their Relationship Manager or register interest through the page's Express Interest form.
Not on record from an official document: reward points earned per ₹100 (ICICI Bank states the earn only as '3%' and '2%' reward points); rupee value of a reward point; a base reward rate for other spends. CardWise does not estimate these.
Fees and charges
| Joining fee | ₹1,75,000 plus GST Product page |
|---|---|
| Annual fee | ₹1,75,000 plus GST Product page |
| Annual fee waiver | None on record |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | None (0%) Product page |
| ICICI Bank says no annual-fee waiver applies to this card. | |
Rewards
Reward points (rupee value not on record).
| Spend | Earns | Cap |
|---|
ICICI Bank gives the earn rate only as '3%' reward points on domestic and '2%' on international spends, without saying how many points that is per ₹100 or what a point is worth, so CardWise does not price it. Earning is capped at 1,00,000 points a month overall and 10,000 points a month on utility, telecom, government, tax, education and insurance spends together.
No rewards on
- Fuel, rent and e-wallet loads (and EMI transactions) Product page
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waiver (no transaction range or cap is stated on the product page) Product page
- Welcome: Complimentary overnight stay at a Lohono Stays Platinum Villa, stated as worth ₹50,000 Product page
- Welcome: Welcome gift (Marshall, Smeg or Le Creuset on Tata CLiQ Luxury, or Good Earth), stated as worth ₹25,000 Product page
- Welcome: Museum experience with Klook for you and one guest, stated as worth ₹7,500 Product page
Also on this card
Quoted from ICICI Bank; not counted in the net value.
- Zero forex markup on international spends Product page
- Full membership of The Quorum Club and 280+ private clubs in 52 countries Product page
- Dedicated Crib Life concierge with a Lifestyle Manager Product page
- Visa application service, handled end to end, for the cardholder, spouse and up to 2 children Product page
- Chauffeured international airport transfer once a quarter Product page
- 50% off a companion's Business Class ticket once a quarter (up to ₹50,000 off) Product page
- Stay 3 nights, pay for 2 at ITC properties Product page
- Accor+ Explorer membership with Gold tier status Product page
Eligibility
The issuer does not publish its criteria on the pages read. Approval is its own decision.
Not published by ICICI Bank in the documents read
- the number of reward points per ₹100 and the rupee value of a point
- airport lounge access
- eligibility criteria (the card is by invitation)
- a RuPay variant for UPI
The quotes behind the figures
28 figures, each copied from an official ICICI Bank document.
Show every quote and source
“Joining Fees: ₹1,75,000 + GST Annual Fees: ₹1,75,000 + GST”
“Zero Forex Markup Enjoy zero forex markup on all international spends”
“No reward points will be earned on fuel, rent, e-wallet or EMI transactions.”
“Alternatively, you can click here to register your interest and our team will reach out to you after eligibility verification.”
“The annual fee waiver is not applicable to the 1838 Reserve ICICI Bank Credit Card.”
“Rewards points earned on every transaction 3% On Domestic Spends 2% On International Spends”
“The overall reward capping is 1,00,000 reward points per month.”
“There is a monthly cap of 10,000 reward points on utility, telecom, government, tax, education and insurance spends, collectively.”
“Two entries to fast-track security lanes at select international airports for the primary Cardholder and one guest.”
“Get Complimentary Gold Tier at a Harrods world famous luxury store”
“Four Royal Signature Services at the world’s oldest barber shop, one per quarter.”
“1.67% interest per month will be applicable”
“Late Bill Payment: Nil”
“You will receive an e-mail regarding your joining benefits within 45 business days post payment of the joining fee.”
“Yes. The card offers a 1% fuel surcharge waiver subject to applicable terms and conditions.”
“Luxury Overnight Stay Worth ₹50,000 Experience an exclusive complimentary overnight stay at select Platinum Villas from Lohono Stays”
“Complimentary Welcome Gift Worth ₹25,000 Indulge in a world of luxury with an exclusive selection from Marshall, Smeg or Le Creuset on Tata CliQ Luxury or gift from Good Earth”
“Museum Experience Worth ₹7,500 Enjoy a memorable museum experience with Klook, curated exclusively for you and one guest”
“Full-access membership to The Quorum Club and over 280+ private clubs across 52 countries.”
“Yes. Cardmembers have access to Crib Life, with a dedicated Lifestyle Manager to assist with lifestyle-related requests.”
“From application to delivery, your visa is handled personally and brought to your door. Applicable for primary cardholders, spouse and up to 2 children”
“Travel in comfort with a private chauffeur-driven airport transfer at select locations, once every quarter”
“Business Class Tickets Up to ₹50,000 off Book one Business Class ticket and enjoy 50% off on your companion’s ticket, once every quarter”
“Stay for 3 nights and pay for 2 nights at ITC properties”
“Accor+ Explorer Membership Worth ₹20,000 Gold tier status with enhanced travel and dining perks”
“Know More Express Interest Invite Only”
“By invitation only! Please get in touch with your Relationship Manager.”
“The 1838 Reserve ICICI Bank Credit Card is an exclusive Credit Card issued by ICICI Bank in association with Times Internet Ltd. and Visa.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with ICICI Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is ICICI Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology