Flipkart SBI Card
A Flipkart co-branded cashback card: 5% on Flipkart and 7.5% on Myntra, each up to ₹4,000 a quarter, and 1% on other eligible spends; the ₹500 renewal fee is reversed on ₹3.5 lakh of annual spend. Every figure below is copied from SBI Card’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹500 plus GST Product page |
|---|---|
| Annual fee | ₹500 plus GST Product page |
| Annual fee waiver | On ₹3,50,000 of spend in the year Product page |
| GST on fees | 18% |
| Foreign-currency markup | 3.5% of the transaction, plus GST MITC |
| The product page says the joining fee is waived on First-Year Free cards offered during select periods. | |
Rewards
Cashback.
| Spend | Earns | Cap |
|---|---|---|
| Flipkart (including Shopsy and Flipkart Travel) | 5% cashback Product page | up to ₹4,000 a quarter Terms |
| Myntra | 7.5% cashback Product page | up to ₹4,000 a quarter Terms |
| All other eligible spends | 1% cashback Product page | no cap on record |
Cashback is credited straight to the card account after each statement.
Transactions under ₹100 earn no cashback, and EMI purchases earn none. A cap runs for three billing cycles from the first transaction; once it is reached, that category earns nothing more for the rest of the quarter.
No rewards on
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived on fills of ₹500 to ₹4,000, up to ₹400 a statement cycle Product page
- Welcome: ₹250 Flipkart e-gift voucher within 60 days of the fee being paid Terms
Also on this card
Quoted from SBI Card; not counted in the net value.
Eligibility
The issuer does not publish its criteria on the pages read. Approval is its own decision.
Not published by SBI Card in the documents read
- eligibility criteria
- a RuPay variant for UPI
- the names of the four preferred partner merchants (the official list is an image)
Where SBI Card’s documents differ, and what is used
- Cleartrip: the product page still advertises 12% off on Cleartrip, but the linked Cleartrip offer terms say that offer was valid till 30 June 2026; the card terms give 5% cashback at Cleartrip up to ₹4,000 a quarter, which is what is shown here.
- Preferred partners: the cashback table in the card terms shows no cap for the 4% rate, but the capping clause limits it to ₹4,000 a quarter; the capped figure is shown.
The quotes behind the figures
37 figures, each copied from an official SBI Card document.
Show every quote and source
“The Joining Fee of the card is Rs. 500 + taxes.”
“Renewal Fee (per annum): Rs.500 + taxes from second year onwards”
“for the cardholders having State of residence in the records of SBI Card on the statement date as other than “Haryana” - Integrated Tax @ 18%”
“Renewal Fee is reversed if annual spends for last year >= Rs. 3,50,000”
“Foreign Currency Transaction Fee: 3.5% (For all cards except AURUM, Elite, Prime NRI secured, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/ Miles Prime/ Miles).”
“5% Cashback on Flipkart”
“Cardholders earning 5% cashback at Flipkart MID's (including Shopsy, Flipkart Travel) can earn up to Rs 4,000 on a quarterly basis. Post reaching the capping limit, cardholder will not earn any cashback for that quarter.”
“Flipkart 5% Cashback Quarterly Cashback Limit of 4,000”
“Card Cashback is not applicable on transactions less than 100.”
“7.5% cashback on Myntra”
“Cardholders earning 7.5% cashback at Myntra MID's can earn up to Rs 4000 on a quarterly basis.”
“1% Cashback on all other eligible spends”
“Base Reward Rate 1% Unlimited”
“Any purchases at petrol pumps/service stations”
“E wallet loading transactions”
“Payment towards Rent/property management, Jewelry transactions, Government Transactions, Gaming Transactions.”
“School and Educational Services transactions”
“Insurance transactions”
“"isOnline" : "yes", "isVisibleOnWebsite" : "yes",”
“Flipkart SBI Card 500 500 (Waived off on annual spends of Rs. 3.5 Lakhs or more in the preceding year)”
“Spend based Renewal Fee will be reversed within 30 days from Annual fee charged date.”
“Cardholders earning 5% cashback at Cleartrip MID's can earn up to Rs 4000 on a quarterly basis.”
“4 Select Merchants 4% Cashback __”
“Merchant EMI i.e. EMI's availed at the time of purchase at Merchant establishment or websites.”
“Cashback earned on such Flipkart SBI Credit Card is directly credited to the SBI Card account within two working days of the statement generation.”
“Rs. 250 Flipkart Gift Card on fee realisation”
“Offer Duration: Valid till 30th June 2026”
“12% off on Cleartrip”
“Annual Fee: Rs. 500 + taxes. Joining Fee is waived off for First-Year Free cards (offer during select period).”
“Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India.”
“Maximum waiver of Rs. 400 per statement cycle, per credit card account.”
“Customer will be eligible for Flipkart e-Gift Voucher of INR 250 within 60 days of fee realization with expiry of 1 year.”
“Cleartrip 5% Cashback Quarterly Cashback Limit of 4,000”
“Cardholders earning 4% cashback at Select Merchants can earn up to Rs 4000 on a quarterly basis.”
“"name" : "Flipkart SBI Card", "productType" : "FKLT", "cardImageAltText" : "flipkart card front", "cardImage" : "/static-resources/img/card/card-face-assets/for-website/front/vertical/flipkart-card-face-min.png", "locale" : "en", "isCompare" : "yes", "isOnline" : "yes", "ctaSection" : [ { "ctaText" : "APPLY NOW", "ctaTarget" : "_blank", "urlType" : "external", "internalurl" : "https://www.sbicard.com/sprint/Flipkart", "externalurl" : "/sprint/c/Flipkart?CS=sbic&GEMID1=flipkart_home_product_catalog_eapply&GEMID2=org_rp", "popupid" : "", "ctaView" : "primary" }, { "ctaText" : "SEE BENEFITS", "ctaTarget" : "_self", "urlType" : "external", "internalurl" : "https://www.sbicard.com/en/personal/credit-cards/flipkart-sbi-card.html", "externalurl" : "/en/personal/credit-cards/flipkart-sbi-card.html", "popupid" : "", "ctaView" : "secondary" } ], "keyHighlightsLookup" : [ { "keyHighlights" : "cashback-benefits" }, { "keyHighlights" : "contactless-advantage" }, { "keyHighlights" : "spend-based-reversal" } ], "categoryLookup" : [ { "category" : "cashback" }, { "category" : "shopping" } ], "tag" : "trending"”
“"ctaText" : "APPLY NOW", "ctaView" : "primary",”
“Just look for the VISA / Mastercard sign of acceptance and present your card for payment.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with SBI Card or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is SBI Card’s own file from its website, unaltered, fetched 2026-10-15. Methodology