Axis Bank Pride Platinum Credit Card
A card for defence personnel and central government employees earning 4 EDGE REWARD Points per ₹200, with a fuel surcharge waiver and Dining Delights discount; free in the first year, then ₹250. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
For personnel of the Indian Defence Forces and Government of India employees.
Not on record from an official document: rupee value of a reward point. CardWise does not estimate these.
Fees and charges
| Joining fee | Nil Product page |
|---|---|
| Annual fee | ₹250 plus GST Product page |
| Annual fee waiver | On ₹20,000 of spend in the year Fee schedule |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Fees are plus GST. The ₹250 annual fee applies from the second year. | |
Rewards
Reward points (rupee value not on record).
| Spend | Earns | Cap |
|---|---|---|
| Eligible spends | 4 points per ₹200 Product page | no cap on record |
Points are redeemed on Axis Bank's EDGE REWARDS catalogue. The fee table lists EDGE REWARDS redemption as free and, a few lines lower, a reward redemption fee as 'Yes' without an amount.
No rewards on
- Utilities, education, insurance, government, wallet, rent and fuel (also gift cards and tolls) Terms
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived on fills of ₹400 to ₹4,000, up to ₹250 a statement cycle Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- Dining Delights: 15% off up to ₹500 once a month (minimum bill ₹2,500) Product page
- Personalised card in the colours of the tricolour, with a fourth embossing line for serving personnel Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- the rupee value of an EDGE REWARD Point for this card (the MITC uses ₹0.20 a point only in an example of converting a negative points balance, and says the value may vary by card)
- the card network
- a RuPay variant for UPI
- a minimum income
Where Axis Bank’s documents differ, and what is used
- Annual-fee waiver: the product page says the ₹250 fee is waived on ₹40,000 of spend in the preceding year; the Key Fact Sheet (last updated 8 Oct 2026) and the MITC say ₹20,000. The dated Key Fact Sheet is used.
- The card listing also mentions '1200 EDGE REWARD Points every year'; the product page does not describe this benefit, so it is not modelled.
The quotes behind the figures
21 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining Fee Nil”
“Annual Fee 1st Year: Nil 2nd Year onwards: 250 (Waived on spends of 40,000 in the preceding year)”
“PRIDE PLATINUM Credit Card INR 0 INR 250 Spends of INR 20,000 in the preceding year”
“Foreign Currency Transaction Fee 3.50% of the transaction value”
“4 points on every ₹200 spent on the Credit Card.”
“*No EDGE REWARD Points are earned on fuel transactions made using the credit card”
“Transactions made in the following categories won't be eligible for earning EDGE REWARD Points: Category Description Utilities Educational Services Insurance Government Institutions Wallet Rent Fuel Gift Card Bridge Fees, Road Fees & Toll”
“PRIDE PLATINUM Credit Card Nil 250 (Waived on spends of INR 20,000 in the preceding card anniversary year) Nil”
“Rent transactions (MCC 6513), wallet load transactions (MCC 6540), Gift Cards (5947) and Toll/Bridge/Toll fee (4784) will not be eligible for spends counted towards the annual fee waiver.”
“Valid on transactions between ₹400 and ₹4,000 only”
“Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.”
“Exclusively tailored to suit the brave personnel serving in Indian Defence Forces and the Government of India employees”
“Individual should either be a Resident of India or Non-Resident Indian”
“Example - Negative Reward Point balance of 1000 will be converted to statement debit of INR 200 i.e. 1000 Negative Reward Points X INR 0.20 per Reward Point.”
“1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank Pride Platinum Credit Card”
“Maximum benefits up to ₹250 per statement cycle*”
“Offer Details: 15% off up to ₹500 Minimum Order Value ₹2500 Valid once per card per month.”
“Personalised card with the shades of the Indian Tricolour The dedicated 4th embossing line for serving the nation.”
“Best Seller Lifestyle Food & Dining Axis Bank Pride Platinum Credit Card”
“Primary cardholder should be between the age of 18 and 70 years”
“Axis Bank Pride Platinum Credit Card Compare Personalised card with shades of tricolour for defence personnel Earn 4 EDGE REWARD Points on every ₹200 spent 1200 EDGE REWARD Points every year, fuel surcharge waiver Joining Fee: ₹NIL Annual Fee: ₹250 Know More Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology