Airtel Axis Bank Credit Card
An Airtel co-branded cashback card: 1% on eligible spends, 25% on Airtel bills and 10% on other utility bills paid in the Airtel Thanks app (each capped by that month's 1% cashback), and 10% back on Zomato, Blinkit and District Movies as partner wallet credit. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹500 plus GST Product page |
|---|---|
| Annual fee | ₹500 plus GST Product page |
| Annual fee waiver | On ₹2,00,000 of spend in the year Product page |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST Product page |
| Taxes are added to all fees as per Government norms. | |
Rewards
Cashback.
| Spend | Earns | Cap |
|---|---|---|
| Zomato app or website orders of ₹499 or more (10% back as Zomato wallet credit, not Axis cashback) | 10% cashback Product page | up to ₹200 a month Product page |
| Other eligible spends | 1% cashback Terms | no cap on record |
Cashback is credited to the card statement; the Zomato, Blinkit and District value back is credited to the partner's own wallet.
Bills paid in the Airtel Thanks app earn 25% (Airtel mobile, broadband, Wi-Fi, DTH) or 10% (other utilities), capped at twice and once the month's 1% base cashback; CardWise cannot model a cap that depends on other spends, so these appear as highlights. Jewellery, gift cards and tolls earn nothing.
No rewards on
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived on fills of ₹400 to ₹4,000, up to ₹500 a statement Product page
- Welcome: Amazon e-voucher worth ₹250 on the first transaction within 30 days (only for cards issued with the ₹500 joining fee) Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- 25% cashback on Airtel mobile, broadband, Wi-Fi and DTH bills paid in the Airtel Thanks app, capped at twice the month's 1% base cashback Product page
- 10% cashback on gas, electricity and other utility bills paid in the Airtel Thanks app, capped at the month's 1% base cashback Product page
- 10% value back on Blinkit and District Movies, up to ₹200 a month on each, as partner wallet credit Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
- Resident of India Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- the card network
- a RuPay variant for UPI (the Axis listing tags the card 'UPI card', but no document names a RuPay variant)
- a minimum income
The quotes behind the figures
28 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining fee - primary card ₹500”
“Annual Fee: ₹500 2nd year onward”
“annual fee waived off on annual spends greater than ₹ 2,00,000/- {rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver}”
“Foreign currency transaction fee 3.50% of the transaction value”
“10% value back* on Zomato, Blinkit and District Movies. (Max value back of ₹200 per partner per month, Mov of ₹499 applicable for Zomato and Blinkit)”
“The value back against Zomato, Blinkit and District Movies shall be credited as part of the respective partner wallet and will have no validity period.”
“Axis Bank cashback shall not be applicable for this category”
“1% Base Cashback (No Cap) earned on all other spends (excluding specific categories).”
“1% cashback/base cashback on all other spends *Cashback not applicable on excluded MCC categories.”
“1% fuel surcharge waiver on fuel purchases at all fuel stations across India Valid on transactions between ₹400 to ₹4000; Maximum benefit up to ₹500 per statement GST charged on fuel surcharge won't be refundable No cashback is earned on fuel transactions”
“Fuel spends 3 Rent payments 4 Wallet recharge 5 Jewelry 6 Insurance services 7 Education services 8 Government services 9 Utility and Telecom Spends not done on Airtel Thanks App*”
“Utility Spends that are not done on Airtel Thanks platform will not earn any cashback.”
“Welcome voucher is applicable only for cards which have been charged with a Joining Fee of INR 500 + taxes on their Airtel Axis Bank Credit Card.”
“4 complimentary domestic lounge access will be discontinued”
“Reward dedemption fee No”
“Cashback will directly be credited in your credit card statement”
“For all above fees and charges, taxes as per Government norms shall be applicable”
“Finance charges (retail purchases and cash) 3.75% per month (55.55% per annum)”
“25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App is capped at twice the base cashback earned during the statement month”
“To apply for this card, please visit Airtel Thanks app”
“Valid on transactions between ₹400 to ₹4000; Maximum benefit up to ₹500 per statement”
“Get Amazon eVoucher worth ₹250 on first transaction made within first 30 days of card issuance. (offer not applicable for cards issued without Joining fee)”
“25% cashback* on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (Max cap p.m is twice the base cashback earned during the same statement month)”
“10% cashback* on utility bill payments such as gas, electricity, etc., via Airtel Thanks App (Max cap p.m is the base cashback earned during the same statement month)”
“Best Seller Lifestyle UPI card Co-branded Shopping Entertainment Airtel Axis Bank Credit Card”
“Primary cardholder should be between the age of 18 and 70 years”
“The individual should be a resident of India”
“*Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for Airtel Axis Bank Credit Card. Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology