IndiGo Axis Bank Premium Credit Card
A ₹5,000 IndiGo co-branded card earning IndiGo BluChips (7 per ₹100 on IndiGo, 3 on groceries and hotels, 2 elsewhere), with 5,000-BluChip welcome, renewal and milestone vouchers, a 2.5% forex markup and lounge access; Axis Bank gives BluChips no rupee value. Every figure below is copied from Axis Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Not on record from an official document: rupee value of a reward point. CardWise does not estimate these.
Fees and charges
| Joining fee | ₹5,000 plus GST Product page |
|---|---|
| Annual fee | ₹5,000 plus GST Product page |
| Annual fee waiver | None on record |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 2.5% of the transaction, plus GST Product page |
| Fees are plus GST. | |
Rewards
Reward points (rupee value not on record).
| Spend | Earns | Cap |
|---|---|---|
| Groceries (and hotels, by merchant category) | 3 points per ₹100 Terms | no cap on record |
| All other eligible spends | 2 points per ₹100 Terms | no cap on record |
BluChips go to the cardholder's IndiGo BluChip account; their redemption value is set by IndiGo, and Axis Bank says they hold no monetary value, so CardWise cannot price them. The 3 per ₹100 rate covers grocery and hotel merchant categories; hotels are listed as a highlight.
No rewards on
- Government, insurance, utilities and telecom, rent, wallet loads and fuel (also jewellery, tolls, gift cards, EMI and cash) Terms
Benefits
- Lounges: 2 complimentary domestic airport lounge visits a quarter, plus Priority Pass with 2 international lounge visits — Domestic visits need ₹50,000 of spend in the preceding 3 months Product page
- Welcome: Voucher worth 5,000 IndiGo BluChips and a 6E Eats voucher on payment of the joining fee Product page
- Milestone: Voucher worth 5,000 IndiGo BluChips at ₹2 lakh of spend in a card anniversary year Product page
- Milestone: Another 5,000-BluChip voucher at ₹5 lakh of yearly spend Product page
- Milestone: Another 5,000-BluChip voucher at ₹8 lakh of yearly spend Product page
- Milestone: Another 5,000-BluChip voucher at ₹12 lakh of yearly spend Product page
Also on this card
Quoted from Axis Bank; not counted in the net value.
- 7 IndiGo BluChips per ₹100 on IndiGo flights and other IndiGo channels Terms
- 3 IndiGo BluChips per ₹100 on hotels (by merchant category) Product page
- Renewal voucher worth 5,000 IndiGo BluChips and a 6E Eats voucher each year on paying the annual fee Product page
- 2.5% forex markup on foreign-currency spends Product page
- Priority Pass with 2 international lounge visits Product page
- Buy one get one movie tickets on BookMyShow once a month (from 1 Nov 2026 it needs ₹25,000 of spend in the previous 3 months) Product page
Eligibility
- Primary cardholder aged 18 or above Product page
- Primary cardholder aged 70 or below Product page
- Resident of India Product page
- Net income of at least ₹6 lakh a year Product page
- Net income of at least ₹6 lakh a year Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Axis Bank in the documents read
- a rupee value for IndiGo BluChips (Axis Bank says they hold no monetary value; IndiGo sets their redemption value)
- the card network
- a RuPay variant for UPI
- a fuel surcharge waiver
The quotes behind the figures
28 figures, each copied from an official Axis Bank document.
Show every quote and source
“Joining/Annual Fee ₹5,000”
“Foreign currency transactions 2.50% of Transaction value on International Transactions”
“Card Member will earn 3 IndiGo BluChips for every Rs.100 spent on all Grocery & Hotel categories”
“Earn 3 IndiGo BluChips on every ₹100 spent on groceries and hotel.”
“Grocery MCCs Hotel MCCs 5399 5422 5441 5411 5451 5462 5499 5999 3501 to 3838 7011”
“Card Member will earn 2 IndiGo BluChips for every Rs.100 spent on all eligible non-accelerated categories”
“Collect 2 IndiGo BluChip on every ₹100 spent on all eligible categories.”
“The following MCCs (Merchant Category Codes) will not be eligible for earning IndiGo BluChips: i. Government services ii. Insurance services iii. Utility Services (Including telecom) iv. Rental payments v. Wallet vi. Fuel”
“There is a joining fee of INR 5000+GST (“Joining Fee”) along with an annual card fee of INR 5000 + GST (“Annual Card Fee”) to be levied on the Credit Card.”
“IndiGo BluChips are loyalty points and do not hold any monetary value.”
“Get a complimentary priority pass membership along with your credit card and enjoy 2 complimentary international lounge visits using your credit card at Priority Pass Lounge.”
“Apply for the IndiGo Axis Bank Premium Credit Card between 1st September - 31st October and enjoy Double welcome bonus.”
“To be eligible for the “Buy one get one” free BookMyShow offer, you need to spend INR 25,000 in the previous 3 months.”
“IndiGo Axis Bank Premium Credit Card (2 complimentary lounge access per quarter)”
“Dynamic Currency Conversion markup will be revised to 2.5% from 1.5%.”
“Your IndiGo Premium Axis Credit Card awaits you! Check Eligibility”
“Enjoy 2 complimentary domestic airport lounge visits per quarter (applicable on spends of ₹50,000 in the preceding 3 months).”
“Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher as a Welcome gift on payment of joining fee.”
“Unlock 4 vouchers worth 5000 IndiGo BluChips on achieving spends milestone at ₹2 Lakhs, ₹5 Lakhs, ₹8 lakhs and ₹12 Lakhs spends.”
“Card Member will earn 7 IndiGo BluChips for every Rs.100 spent on all IndiGo Channels”
“Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher every year as a renewal benefit on payment of annual fee”
“Travel and spend internationally with ease and enjoy a low forex mark-up of 2.5% on all foreign currency transactions.”
“Enjoy Buy One Get One offer on movie tickets, once every month on BookMyShow.”
“Best Seller Travel Co-branded IndiGo Axis Bank Premium Credit Card”
“Primary cardholder should be 18-70 years of age”
“Applicant should be a resident of India”
“Net income should be a minimum of ₹6 lakhs p.a.”
“Accelerated rewards up to 7 IndiGo BluChips per ₹100 on IndiGo channels, Grocery & Hotel spends Joining Fee: ₹5,000 Annual Fee: ₹5,000 Know More Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Axis Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Axis Bank’s own file from its website, unaltered, fetched 2026-10-15. Methodology