UCO Bank SBI Card PRIME
A points card SBI Card issues with UCO Bank, applied for at its branches: 10 points per ₹100 on dining, departmental stores, groceries and movies (up to 7,500 a month), 2 per ₹100 elsewhere; 4 points = ₹1; quarterly Pizza Hut voucher and airport lounges. Every figure below is copied from SBI Card’s or UCO Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-21.
Issued by SBI Card with UCO Bank.
Co-branded with UCO Bank: some terms are quoted from UCO Bank’s own site (uco.bank.in, ucobank.com) or documents it publishes for SBI Card; each quote names its source.
Fees and charges
| Joining fee | ₹2,999 plus GST Product page |
|---|---|
| Annual fee | ₹2,999 plus GST Product page |
| Annual fee waiver | On ₹3,00,000 of spend in the year Product page |
| GST on fees | 18% |
| Foreign-currency markup | 3.5% of the transaction, plus GST MITC |
| Reward redemption fee | ₹99 plus GST MITC |
Rewards
Reward points, ₹0.25 each when redeemed as stated Product page.
| Spend | Earns | Cap |
|---|---|---|
| Dining, departmental stores, groceries and movies | 10 points per ₹100 Terms | up to 7,500 points a month Terms |
| All other eligible spends | 2 points per ₹100 Terms | no cap on record |
Points pay the card bill at 4 points = ₹1, with a ₹99 redemption fee; from 1 Apr 2026 statement-credit redemptions go in multiples of 4,000 points, up to 60,000 points a month. The 20 points per ₹100 on utility standing instructions applies only to registrations made before April 2021, so it is not modelled. Points expire after 24 months.
No rewards on
Benefits
- Lounges: 8 domestic airport lounge visits a year (2 a quarter) at the lounges on SBI Card's Set B list, and 4 international Priority Pass visits a calendar year (2 a quarter), with Priority Pass membership Product page
- Fuel: 1% fuel surcharge waived on fills of ₹500 to ₹4,000, up to ₹250 a statement cycle Product page
- Welcome: Welcome e-gift voucher worth ₹3,000 (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop), after the fee is paid Product page
- Milestone: Pizza Hut e-voucher worth ₹1,000 for ₹50,000 of spend in a quarter Product page
- Milestone: Yatra.com or Pantaloons e-gift voucher worth ₹7,000 at ₹5 lakh of annual spend Product page
Also on this card
Quoted from SBI Card; not counted in the net value.
- 20 points per ₹100 on birthday spends (three days, up to 2,000 points a year) Terms
- 4 international Priority Pass lounge visits a calendar year Product page
- Complimentary 1-year Club ITC Silver Tier membership Product page
Eligibility
The issuer does not publish its criteria on the pages read. Approval is its own decision.
Not published by SBI Card in the documents read
- eligibility criteria
- whether the RuPay card can be used for UPI payments
- an online application (SBI Card lists no Apply Now for this card; it says to apply at the bank branch)
The quotes behind the figures
42 figures, each copied from an official SBI Card document.
Show every quote and source
“Annual Fee: Rs. 2,999 + taxes”
“Renewal Fee (per annum): Rs. 2,999 + taxes from second year onwards”
“For the cardholders having state of residence in the records of SBI Card on the statement date as other than "Haryana" - Integrated Tax @ 18%”
“Renewal fee waived on annual spends of Rs. 3 lakhs.”
“Foreign Currency Transaction Fee: 3.5% (For all cards except AURUM, Elite, Prime NRI secured, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/ Miles Prime/ Miles).”
“Pay your outstanding card bill using reward points. 4 Reward Points = Re. 1”
“Cardholder shall earn total of 10 Reward Points for every `100 spent on the following categories: - 1. Dining 2. Departmental stores 3. grocery 4. Movies”
“Reward Points on accelerated categories (only for accelerated Reward points earned through spends on Dining, Departmental Stores, Grocery & Movies) as defined in section 11 of Terms and Conditions, will be subject to a capping of 7500 Reward Points per calendar month.”
“Get 10 reward points on dining, departmental stores and grocery spends”
“After reaching this monthly cap, the cardholder will accrue 2 Reward Point per Rs.100 on eligible transactions done in accelerated categories.”
“The above capping is also applicable on respective variants of banking cobrand cards.”
“UCO Bank SBI Card PRIME Cardholders shall earn 2 Reward Points for every `100 charged to his/her SBI Card PRIME.”
“Earn 2 reward points per Rs. 100 on all other retail spends, except fuel”
“For UCO Bank SBI Card PRIME all spending charged to the SBI Card under the Program will be eligible to earn Points except any purchases at petrol pumps/ service stations (MCCs : 5172, 5541, 5542, 5983)”
“E-wallet loading, prepaid card purchases, and account funding transactions identified under MCCs 6540 and 6541 will not accrue Reward Points, excluding Apollo SBI Card”
“List of SBI Credit Cards where Reward Points will not be applicable on Rent Payments w.e.f. 01 Apr'24 :”
“• UCO Bank SBI Card PRIME • UCO Bank SimplySAVE SBI Card • UCO Bank SBI Card Elite • PSB SBI Card Elite • PSB SBI Card PRIME • PSB SBI SimplySAVE”
“List of SBI Credit Cards where Reward Points will not be applicable on Government related transactions w.e.f. 1 Jun'24 :”
“• UCO Bank SBI Card PRIME • UCO Bank SimplySAVE SBI Card • UCO Bank SBI Card ELITE • PSB SBI Card ELITE • PSB SBI Card PRIME • PSB SBI SimplySAVE”
“"isOnline" : "no",”
“UCO Bank SBI Card PRIME 2999 2,999 (Waived off on annual spends of 3 Lakh or more in the preceding year)”
“Choose from an array of travel and lifestyle brands: Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop”
“As part of the product feature, a Cardholder may become eligible for a welcome gift after paying the membership fee for the eligible year.”
“As per RBI regulation on processing of recurring transactions, new Autopay registrations has been discontinued on SBI Card platforms (website/mobile App/Outbound calling) from 1st April'21.”
“Complimentary membership to Priority Pass Program worth $99”
“Landmark Rewards SBI Card PRIME UCO Bank SBI Card PRIME”
“Set B: List of participating Domestic Airport Lounges - w.e.f. 10 Jan'26”
“Reward Points accrued under the Rewards Program are valid for a period of 24 months (for all cards except for AURUM).”
“W.e.f. 1 Apr'26, redemption of Reward Points for Statement Credit will be capped at 60,000 Points per month.”
“W.e.f. 1 Apr '26, redemption of Reward Points for Statement Credit can be made only in multiples of 4,000 Points.”
“Rewards Redemption Fee: Rs.99. Applicable only on Physical products, Statement Credit & on Vouchers that are sent physically as specified in the individual product Terms & Conditions, for all cards except AURUM.”
“8 complimentary domestic airport lounge visits (max. 2 visits per quarter)”
“Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India.”
“Maximum surcharge waiver of Rs. 250 per month, per statement cycle”
“Welcome e-Gift Voucher worth Rs. 3,000”
“Earn a Pizza Hut e-Voucher worth Rs. 1,000 on quarterly spends of Rs. 50,000 (Prime Pro cardholders: Voucher worth Rs. 500 on the same spends).”
“E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on annual spends of Rs. 5 lakhs.”
“Cardholder shall earn total of 20 Reward Points for every `100 spent on his Birthday for three days (applicable on birthday, a day before & after) with capping of 2,000 Reward Points per year on this earning.”
“4 complimentary International Priority Pass Lounge visits per calendar year, outside India (max. 2 visits per quarter)”
“Complimentary 1-year Club ITC Silver Tier Membership”
“To apply UCO Bank SBI Card PRIME, visit the nearest UCO Bank Branch.”
“The hologram and the logo ensure that all establishments throughout the world displaying the VISA/RuPay logo will accept your card.”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with SBI Card or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is SBI Card’s own file from its website, unaltered, fetched 2026-10-15. Methodology