League Platinum Credit Card
A reward points card: 4 points per ₹150 on eligible spends and 8 per ₹150 at airlines, travel agencies, electronics, durables and department stores (and on all spends past ₹2 lakh in a card year), with points worth ₹0.07 each as statement credit. Every figure below is copied from Kotak Mahindra Bank’s own documents; open a figure’s source link to read it there. Official terms last checked 2026-10-16.
Fees and charges
| Joining fee | ₹499 plus GST MITC |
|---|---|
| Annual fee | ₹499 plus GST MITC |
| Annual fee waiver | On ₹50,000 of spend in the year MITC |
| GST on fees | As applicable (18% assumed in calculations) |
| Foreign-currency markup | 3.5% of the transaction, plus GST MITC |
| Kotak also offers the card with no fee: the card listing shows 'Joining Fee: INR 0 | Annual Fee: INR 0', the product page gives the fee as '₹ 499/Nil', and the hero banner calls it lifetime free. The ₹499 fee-paying variant from the key fact statement is used here; the 5,000-point joining gift is for that variant only. | |
Rewards
Reward points, ₹0.07 each when redeemed as stated Product page.
| Spend | Earns | Cap |
|---|---|---|
| Airlines, travel agencies and tour operators (8 points per ₹150) | 8 points per ₹150 Product page | no cap on record |
| Other eligible spends (4 points per ₹150) | 4 points per ₹150 Product page | no cap on record |
Points are earned only on whole multiples of ₹150. Utility spends earn points only up to ₹35,000 a statement cycle. The 8-point rate also covers electronics, durable goods and department stores (no CardWise category), and every eligible spend once ₹2 lakh is spent in a card anniversary year; neither is modelled. Hotels booked directly with a hotel are not in the special list.
No rewards on
- Wallet loads, online skill-based gaming, insurance, government, rent, education and fuel (from 1 June 2025) Product page
- Railway transactions Product page
Benefits
- Lounges: none on record
- Fuel: 1% fuel surcharge waived on fills of ₹500 to ₹4,000, up to ₹3,500 in a card anniversary year (an annual cap, not modelled per cycle); fuel earns no points Product page
- Welcome: 5,000 reward points worth ₹500 after the joining fee is paid (fee-paying variant only) Product page
Also on this card
Quoted from Kotak Mahindra Bank; not counted in the net value.
- 4 PVR tickets or 10,000 points on ₹1.25 lakh of spend in each 6-month period Product page
- 8 points per ₹150 on all eligible spends once ₹2 lakh is spent in a card anniversary year Product page
- 8 points per ₹150 at electronics, durable goods and department stores Product page
- Railway surcharge waived up to ₹500 in an anniversary year Product page
Eligibility
- Age 21 or above Product page
- Age 60 or below Product page
- Income of ₹5 lakh or more a year Product page
- Resident of India; the page also lists ten cities (Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi NCR, Hyderabad, Kolkata, Mumbai, Navi Mumbai, Pune) Product page
The issuer publishes only part of its criteria; approval rests on its own assessment.
Not published by Kotak Mahindra Bank in the documents read
- the card network
- a RuPay variant for UPI
- a redemption fee
Where Kotak Mahindra Bank’s documents differ, and what is used
- Fees: the key fact statement (KFSLP04062026) gives ₹499 joining and annual fees; the product page says '₹ 499/Nil' and the card listing shows ₹0 for both. ₹499 is used, with the nil-fee variant noted.
The quotes behind the figures
29 figures, each copied from an official Kotak Mahindra Bank document.
Show every quote and source
“League Platinum Credit Card ₹499 ₹499 NIL NA Minimum ₹50,000 Retail Spends per annum”
“Foreign Currency Transaction Markup fee 3.50%”
“Cash Value for redemption will be revised from ₹0.10 to ₹0.07 per Reward Point; a minimum of 2,000 Reward Points will be required for cash value redemption.”
“8 Reward points per ₹150 spent on special merchant categories: Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores”
“*Special Categories are Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores”
“4 Reward points per ₹150 spent on all eligible spends”
“Zen, League Platinum, Kotak BIZ, Indian Oil Credit card: Points earned on transaction amounts in integer multiples of 150. Transactions below 150 or residual amounts will not earn points.”
“Reward points will not be earned on below mentioned transaction categories:”
“Wallet Load, Online skill-based gaming, Insurance, Government, Rent, Education Spends, and Fuel Reward point earnings against these spend categories will be discontinued”
“Customers will not earn reward points on railway transactions”
“Enjoy Annual Fee waiver on annual retail spends of Rs.50,000 Apply Now”
“League Platinum Credit Card Joining Fee: INR 0 | Annual Fee: INR 0”
“Joining fee ₹ 499/Nil Annual fees ₹ 499/ Nil Condition for waiver of Joining Fees Not Available Condition for waiver of Annual Fees Minimum retail spends of ₹ 50,000 in a year”
“Get your Lifetime Free Kotak League Credit Card”
“Joining and Annual Fees for Kotak League Credit Card is ₹499 + GST/Nil.”
“For redemption against other categories like Mobile Recharge, Shopping, etc., 1 Reward Point = ₹0.10”
“Reward points can be only earned on utility spends up to ₹35,000 per statement cycle”
“Reward points worth Rs. 500, post realization of joining fee. Applicable for league joining fee variant only.”
“Reward points if not redeemed will expire after 2 years from the date on which they are earned.”
“1% fuel surcharge waiver is applicable on transactions that range between ₹ 500 and ₹ 4,000, allowing you to avail a maximum fuel surcharge waiver of up to ₹ 3,500 in an anniversary year. Fuel transactions will not earn reward points.”
“Get 5,000 Rewards points worth Rs.500/- on joining”
“Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points:”
“8 Reward points per ₹150 spent on all eligible spends of 2 lakhs & above in a card anniversary year”
“Maximum railway surcharge waiver allowed in an anniversary year is Rs. 500/-.”
“Primary Cardholder should be in the age bracket of 21 years to 60 years.”
“Income - Rs.5 Lakhs and above per annum”
“Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune”
“Should be a resident of India”
“Kotak League Platinum Credit Card Apply Now”
Terms change, sometimes without notice. Read the issuer’s current terms before applying. CardWise has no affiliate arrangement with Kotak Mahindra Bank or any issuer. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. The logo is Kotak Mahindra Bank’s own file from its website, unaltered, fetched 2026-10-16. Methodology