Two official signals, nothing else: how many credit cards each issuer has in use, from the Reserve Bank of India, and the cards each issuer itself labels popular on its own website. Every card links to a fact sheet that quotes the issuer for each figure.
Source: RBI, Bank-wise ATM/POS/Card Statistics - August 2026 (column “Credit Cards”, number outstanding at month end), read 2026-10-16. RBI’s table lists State Bank of India; SBI-branded credit cards are issued by its subsidiary SBI Cards and Payment Services Ltd, and Bank of Baroda’s by its subsidiary BOBCARD Ltd.
Joining ₹500Yearly ₹500+ GST
10 points per ₹200 · Swiggy
HDFC Bank labels it “Popular” on its own website.
Joining ₹2,500Yearly ₹2,500+ GST
5 points per ₹200 · Grocery
HDFC Bank labels it “Popular” on its own website.
Joining ₹500Yearly ₹500+ GST
200 points per ₹4,000 · Fuel at IndianOil outlets, card swipe
HDFC Bank labels it “Popular” on its own website.
Joining ₹1,000Yearly ₹1,000+ GST
10% cashback · Swiggy app: food, Instamart and Dineout
HDFC Bank labels it “Popular” on its own website.
Joining ₹500Yearly ₹500+ GST
5% cashback · Swiggy app: food, Instamart and Dineout
HDFC Bank labels it “Popular” on its own website.
Joining ₹499Yearly ₹499+ GST
13 points per ₹100 · Fuel at BPCL
SBI Card labels it “Popular” on its own website.
Joining ₹1,499Yearly ₹1,499+ GST
25 points per ₹100 · Fuel at BPCL pumps
SBI Card labels it “Trending” on its own website.
Joining ₹999Yearly ₹999+ GST
5% cashback · Online spends
SBI Card labels it “Best Selling” on its own website.
Joining ₹500Yearly ₹500+ GST
5% cashback · Flipkart
SBI Card labels it “Trending” on its own website.
Joining ₹1,499Yearly ₹1,499+ GST
3 points per ₹125 · Dining
SBI Card labels it “Popular” on its own website.
Joining ₹2,999Yearly ₹2,999+ GST
10 points per ₹100 · Dining, movies and international spends
SBI Card labels it “Popular” on its own website.
Joining ₹1,499Yearly ₹1,499+ GST
10 points per ₹100 · Dining
SBI Card labels it “Popular” on its own website.
Joining ₹499Yearly ₹499+ GST
10 points per ₹100 · 10X partners
SBI Card labels it “Best Selling” on its own website.
Joining ₹499Yearly ₹499+ GST
10 points per ₹150 · Dining, movies, departmental stores and groceries
SBI Card labels it “Best Selling” on its own website.
Joining ₹499Yearly ₹499+ GST
2% cashback · Tata Neu and partner Tata brands
SBI Card labels it “Trending” on its own website.
Lifetime free
5% cashback · Amazon, Prime members
ICICI Bank labels it “India’s most-adopted co-branded credit card” on its own website.
Joining ₹999Yearly ₹999+ GST
1% cashback · Insurance premiums
ICICI Bank labels it “Hot Selling” on its own website.
Joining ₹500Yearly ₹500+ GST
10% cashback · Zomato app or website orders of ₹499 or more
Axis Bank labels it “Best Seller” on its own website.
Joining ₹3,000Yearly ₹3,000+ GST
2 points per ₹100 · Other eligible spends
Axis Bank labels it “Best Seller” on its own website.
Lifetime free
10 points per ₹200 · Eligible spends in India and abroad
Axis Bank labels it “Best Seller” on its own website.
Lifetime free
2 points per ₹125 · Eligible spends
Axis Bank labels it “Best Seller” on its own website.
Lifetime free
3% cashback · Online food delivery
Axis Bank labels it “Best Seller” on its own website.
Joining ₹0Yearly ₹500+ GST
7.5% cashback · Myntra
Axis Bank labels it “Best Seller” on its own website.
In order of the issuer’s cards in use. Cards closed to new applicants are left out.
1. HDFC Bank18 cards · 2.71 crore in useHDFC Bank Millennia Credit Card₹1,000 joining · ₹1,000 a year, plus GSTSome terms not on record · checked 2026-10-15Tata Neu Plus HDFC Bank Credit Card₹499 joining · ₹499 a year, plus GSTSome terms not on record · checked 2026-10-15HDFC Bank Regalia Gold Credit Card₹2,500 joining · ₹2,500 a year, plus GSTHDFC Bank: “Popular”Terms complete · checked 2026-10-16IndianOil HDFC Bank Credit Card₹500 joining · ₹500 a year, plus GSTHDFC Bank: “Popular”Terms complete · checked 2026-10-16IRCTC HDFC Bank Credit Card₹500 joining · ₹500 a year, plus GSTSome terms not on record · checked 2026-10-16HDFC Bank MoneyBack+ Credit Card₹500 joining · ₹500 a year, plus GSTSome terms not on record · checked 2026-10-16PhonePe HDFC Bank Ultimo Credit Card₹999 joining · ₹999 a year, plus GSTSome terms not on record · checked 2026-10-16PhonePe HDFC Bank Uno Credit Card₹499 joining · ₹499 a year, plus GSTSome terms not on record · checked 2026-10-16PIXEL Go Credit Card₹250 joining · ₹250 a year, plus GSTTerms complete · checked 2026-10-16PIXEL Play Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Swiggy BLCK HDFC Bank Credit Card₹1,000 joining · ₹1,000 a year, plus GSTHDFC Bank: “Popular”Some terms not on record · checked 2026-10-16Swiggy Ornge HDFC Bank Credit Card₹500 joining · ₹500 a year, plus GSTHDFC Bank: “Popular”Some terms not on record · checked 2026-10-16Tata Neu Infinity HDFC Bank Credit Card₹1,499 joining · ₹1,499 a year, plus GSTSome terms not on record · checked 2026-10-16HDFC Bank Diners Club Privilege Credit Card₹1,000 joining · ₹1,000 a year, plus GSTTerms complete · checked 2026-10-16HDFC Bank Freedom Credit Card₹500 joining · ₹500 a year, plus GSTHDFC Bank: “Popular”Terms complete · checked 2026-10-16Shoppers Stop BLACK HDFC Bank Credit Card₹4,500 joining · ₹4,500 a year, plus GSTTerms complete · checked 2026-10-16Shoppers Stop HDFC Bank Credit Card₹299 joining · ₹299 a year, plus GSTSome terms not on record · checked 2026-10-16HDFC Bank UPI RuPay Credit Card₹99 joining · ₹99 a year, plus GSTSome terms not on record · checked 2026-10-16
2. SBI Card34 cards · 2.30 crore in useCASHBACK SBI Card₹999 joining · ₹999 a year, plus GSTSBI Card: “Best Selling”Terms complete · checked 2026-10-16SimplyCLICK SBI Card₹499 joining · ₹499 a year, plus GSTSBI Card: “Best Selling”Terms complete · checked 2026-10-16BPCL SBI Card₹499 joining · ₹499 a year, plus GSTSBI Card: “Popular”Terms complete · checked 2026-10-16Apollo SBI Card SELECT₹1,499 joining · ₹1,499 a year, plus GSTTerms complete · checked 2026-10-16BPCL SBI Card OCTANE₹1,499 joining · ₹1,499 a year, plus GSTSBI Card: “Trending”Terms complete · checked 2026-10-16Flipkart SBI Card₹500 joining · ₹500 a year, plus GSTSBI Card: “Trending”Terms complete · checked 2026-10-16IndiGo SBI Card ELITE₹4,999 joining · ₹4,999 a year, plus GSTSome terms not on record · checked 2026-10-16IndiGo SBI Card₹1,499 joining · ₹1,499 a year, plus GSTTerms complete · checked 2026-10-16IRCTC SBI Platinum Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16IRCTC SBI Card Premier₹1,499 joining · ₹1,499 a year, plus GSTSBI Card: “Popular”Terms complete · checked 2026-10-16Landmark Rewards SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTSBI Card: “Popular”Terms complete · checked 2026-10-16Landmark Rewards SBI Card SELECT₹1,499 joining · ₹1,499 a year, plus GSTTerms complete · checked 2026-10-16Landmark Rewards SBI Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16Reliance SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16Reliance SBI Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16SBI Card ELITE₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-16SBI Card Miles Elite₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-16SBI Card MILES PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16SBI Card MILES₹1,499 joining · ₹1,499 a year, plus GSTTerms complete · checked 2026-10-16SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16SBI Card PULSE₹1,499 joining · ₹1,499 a year, plus GSTSBI Card: “Popular”Terms complete · checked 2026-10-16SimplySAVE SBI Card₹499 joining · ₹499 a year, plus GSTSBI Card: “Best Selling”Terms complete · checked 2026-10-16Tata Neu Infinity SBI Card₹1,499 joining · ₹1,499 a year, plus GSTTerms complete · checked 2026-10-16Tata Neu Plus SBI Card₹499 joining · ₹499 a year, plus GSTSBI Card: “Trending”Terms complete · checked 2026-10-16Titan SBI Card₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16Bank of Maharashtra SBI Card ELITE₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-21Bank of Maharashtra SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-21Bank of Maharashtra SimplySAVE SBI Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-21PSB SBI Card ELITE₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-21PSB SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-21PSB SimplySAVE SBI Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-21UCO Bank SBI Card ELITE₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-21UCO Bank SBI Card PRIME₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-21UCO Bank SimplySAVE SBI Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-21
3. ICICI Bank2 cards · 1.98 crore in use
4. Axis Bank19 cards · 1.63 crore in useFlipkart Axis Bank Credit Card₹0 joining · ₹500 a year, plus GSTAxis Bank: “Best Seller”Terms complete · checked 2026-10-16Airtel Axis Bank Credit Card₹500 joining · ₹500 a year, plus GSTAxis Bank: “Best Seller”Terms complete · checked 2026-10-16Axis Bank Atlas Credit Card₹5,000 joining · ₹5,000 a year, plus GSTTerms complete · checked 2026-10-16Axis Bank Horizon Credit Card₹3,000 joining · ₹3,000 a year, plus GSTAxis Bank: “Best Seller”Terms complete · checked 2026-10-16IndianOil Axis Bank Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Axis Bank Magnus Credit Card₹12,500 joining · ₹12,500 a year, plus GSTTerms complete · checked 2026-10-16Axis Bank Privilege Credit CardLifetime freeAxis Bank: “Best Seller”Terms complete · checked 2026-10-16Scapia Axis Bank Credit CardLifetime freeTerms complete · checked 2026-10-16Axis Bank Select Credit Card₹3,000 joining · ₹3,000 a year, plus GSTTerms complete · checked 2026-10-16Fibe Axis Bank Credit CardLifetime freeAxis Bank: “Best Seller”Invite-only · checked 2026-10-16Axis Bank Freecharge Plus Credit Card₹350 joining · ₹350 a year, plus GSTInvite-only · checked 2026-10-16Google Pay Flex Axis Bank Credit CardLifetime freeTerms complete · checked 2026-10-16LIC Axis Bank Signature Credit CardLifetime freeTerms complete · checked 2026-10-16Axis Bank Privilege Easy Credit Card₹1,500 joining · ₹1,500 a year, plus GSTSome terms not on record · checked 2026-10-16Axis Bank REWARDS Credit CardLifetime freeAxis Bank: “Best Seller”Terms complete · checked 2026-10-16Samsung Axis Bank Signature Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Axis Bank Shoppers Stop Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16SpiceJet Axis Bank Voyage Black Credit Card₹2,000 joining · ₹2,000 a year, plus GSTTerms complete · checked 2026-10-16SpiceJet Axis Bank Voyage Credit Card₹750 joining · ₹750 a year, plus GSTTerms complete · checked 2026-10-16
5. IDFC FIRST Bank16 cards · 49.5 lakh in useIDFC FIRST Millennia Credit CardLifetime freeTerms complete · checked 2026-10-15IDFC FIRST WOW! Credit CardLifetime freeTerms complete · checked 2026-10-15Ashva Credit Card₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16FIRST Classic Credit CardLifetime freeTerms complete · checked 2026-10-16Diamond Reserve Credit Card₹3,000 joining · ₹3,000 a year, plus GSTTerms complete · checked 2026-10-16FIRST EA₹N Credit Card₹0 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16Hello Cashback Credit Card₹0 joining · ₹1,000 a year, plus GSTTerms complete · checked 2026-10-16LIC Classic Credit CardLifetime freeTerms complete · checked 2026-10-16LIC Select Credit CardLifetime freeTerms complete · checked 2026-10-16Mayura Credit Card₹5,999 joining · ₹5,999 a year, plus GSTTerms complete · checked 2026-10-16FIRST Power+ Credit Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16FIRST Power Credit Card₹199 joining · ₹199 a year, plus GSTTerms complete · checked 2026-10-16Quantum+ Credit CardLifetime freeTerms complete · checked 2026-10-16FIRST Select Credit CardLifetime freeTerms complete · checked 2026-10-16FIRST Wealth Credit CardLifetime freeTerms complete · checked 2026-10-16FIRST WOW! Black Credit Card₹750 joining · ₹750 a year, plus GSTTerms complete · checked 2026-10-16
6. Kotak Mahindra Bank3 cards · 48.9 lakh in use
7. RBL Bank3 cards · 46.9 lakh in useIndianOil RBL Bank Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16IRCTC RBL Bank Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Platinum Maxima Plus Credit Card₹2,500 joining · ₹2,500 a year, plus GSTTerms complete · checked 2026-10-16
8. BOBCARD21 cards · 33.8 lakh in useBOBCARD ETERNA₹0 joining · ₹2,499 a year, plus GSTTerms complete · checked 2026-10-16BOBCARD PREMIER₹0 joining · ₹1,000 a year, plus GSTTerms complete · checked 2026-10-16CMA ONE₹1 joining · ₹0 a year, plus GSTICMAI members only · Terms complete · checked 2026-10-16ICAI Exclusive BOBCARDLifetime freeICAI members only · Terms complete · checked 2026-10-16ICSI DIAMONDLifetime freeICSI members only · Terms complete · checked 2026-10-16Indian Coast Guard RAKSHAMAH BOBCARDLifetime freeIndian Coast Guard only · Terms complete · checked 2026-10-16Assam Rifles The SENTINEL BOBCARDLifetime freeAssam Rifles only · Terms complete · checked 2026-10-16Indian Navy VARUNAH Plus BOBCARD₹1,499 joining · ₹1,499 a year, plus GSTIndian Navy only · Terms complete · checked 2026-10-16Indian Navy VARUNAH Premium BOBCARD₹2,499 joining · ₹2,499 a year, plus GSTIndian Navy only · Terms complete · checked 2026-10-16Indian Navy VARUNAH BOBCARDLifetime freeIndian Navy only · Terms complete · checked 2026-10-16VIKRAMLifetime freeDefence personnel only · Terms complete · checked 2026-10-16Indian Army YODDHA BOBCARDLifetime freeIndian Army only · Terms complete · checked 2026-10-16BOBCARD Cashback₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16BOBCARD EASY₹0 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16HPCL ENERGIE BOBCARD₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16IRCTC BOBCARD₹500 joining · ₹350 a year, plus GSTTerms complete · checked 2026-10-16BOBCARD Scapia Credit CardLifetime freeTerms complete · checked 2026-10-16BOBCARD SELECT₹0 joining · ₹750 a year, plus GSTTerms complete · checked 2026-10-16SNAPDEAL BOBCARD₹249 joining · ₹249 a year, plus GSTTerms complete · checked 2026-10-16BOBCARD TIARA₹2,499 joining · ₹2,499 a year, plus GSTTerms complete · checked 2026-10-16BOBCARD Uni GoldXLifetime freeTerms complete · checked 2026-10-16
10. IndusInd Bank3 cards · 29.8 lakh in useEazyDiner IndusInd Bank Platinum Credit CardLifetime freeTerms complete · checked 2026-10-16IndusInd Bank Legend Credit Card₹5,000 joining · ₹0 a year, plus GSTSome terms not on record · checked 2026-10-16IndusInd Bank Platinum RuPay Credit Card₹10,000 joining · ₹0 a year, plus GSTSome terms not on record · checked 2026-10-16
14. AU Small Finance Bank19 cards · 11.3 lakh in useAltura Plus Credit Card₹499 joining · ₹499 a year, plus GSTTerms complete · checked 2026-10-16Altura Credit Card₹199 joining · ₹199 a year, plus GSTTerms complete · checked 2026-10-16Ananta Credit Card₹2,000 joining · ₹2,000 a year, plus GSTTerms complete · checked 2026-10-16CA Metal Credit CardLifetime freeICAI members only · Terms complete · checked 2026-10-16CheQ AU Credit CardLifetime freeTerms complete · checked 2026-10-16AU CS Credit CardLifetime freeICSI members only · Terms complete · checked 2026-10-16ixigo AU Credit CardLifetime freeTerms complete · checked 2026-10-16Laksya Credit Card₹1,000 joining · ₹1,000 a year, plus GSTTerms complete · checked 2026-10-16LIT Credit CardLifetime freeTerms complete · checked 2026-10-16AU NOMO Credit Card₹199 joining · ₹0 a year, plus GSTTerms complete · checked 2026-10-16Paytm AU Credit CardLifetime freeTerms complete · checked 2026-10-16Prathama Credit Card₹100 joining · ₹100 a year, plus GSTTerms complete · checked 2026-10-16AU SPONT Credit Card₹299 joining · ₹299 a year, plus GSTTerms complete · checked 2026-10-16Tejas Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Vetta Credit Card₹2,999 joining · ₹2,999 a year, plus GSTTerms complete · checked 2026-10-16AU Zaggle RuPay Credit CardLifetime freeTerms complete · checked 2026-10-16AU Zaggle Visa Credit CardLifetime freeTerms complete · checked 2026-10-16Zenith+ Credit Card₹4,999 joining · ₹4,999 a year, plus GSTTerms complete · checked 2026-10-16Zenith Credit Card₹7,999 joining · ₹7,999 a year, plus GSTTerms complete · checked 2026-10-16
22. Utkarsh Small Finance Bank4 cards · 3.7 lakh in useUtkarsh Eternal Credit Card₹0 joining · ₹1,999 a year, plus GSTInvite-only · checked 2026-10-16Utkarsh Rhodium Credit Card₹0 joining · ₹4,999 a year, plus GSTInvite-only · checked 2026-10-16Utkarsh SmartGen Credit Card₹0 joining · ₹199 a year, plus GSTInvite-only · checked 2026-10-16Utkarsh Small Finance Bank superCardLifetime freeTerms complete · checked 2026-10-16
32. Suryoday Small Finance Bank2 cards · 0.6 lakh in use
35. Equitas Small Finance Bank3 cards · 0.3 lakh in useEquitas PowerMiles Credit Card₹5,000 joining · ₹5,000 a year, plus GSTTerms complete · checked 2026-10-16Equitas Selfe Credit Card₹1,000 joining · ₹1,000 a year, plus GSTTerms complete · checked 2026-10-16Equitas Tiga Credit Card₹500 joining · ₹500 a year, plus GSTTerms complete · checked 2026-10-16Two official signals and nothing else. The Reserve Bank of India publishes how many credit cards each bank has in use every month; that orders the issuers. Within an issuer, a card is marked popular only when the issuer itself labels it “Best Seller”, “Popular” or similar on its own website, and the label is quoted with its source.
Because its issuer does not label it so on the pages read, and CardWise does not guess popularity from social media, search trends or sales claims by third parties. The card is still in the list below and in the finder.
Not necessarily. A card that suits millions may not suit your spending. The finder values every card on your own figures, after caps, exclusions, fees and GST.
Financial information, not advice. Popularity is not suitability. No issuer pays for placement and there are no affiliate links. Issuer names and logos belong to their owners and are shown only to identify each card’s issuer; CardWise is not affiliated with any issuer. Methodology