Banking and PSU funds, side by side
10 Banking and PSU funds with a complete record, in alphabetical order. Every figure is the fund's own, from AMFI and the fund house. This page ranks nothing and recommends nothing.
The funds
| Fund | 3 years, a year | 5 years, a year | Expense ratio | Worst fall | ₹1 lakh after 5 years, after tax | Fund size |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking & PSU Debt FundAditya Birla Sun Life Mutual Fund | +6.8% | +6.1% | 0.41% | -3.0% | ₹1,29,850 | ₹8,439 cr |
| Axis Banking and PSU Debt FundAxis Mutual Fund | +6.7% | +6.0% | 0.36% | -2.9% | ₹1,29,632 | ₹11,962 cr |
| DSP Banking and PSU Debt FundDSP Mutual Fund | +6.6% | +5.8% | 0.34% | -3.1% | ₹1,28,492 | ₹2,590 cr |
| HDFC Banking and PSU Debt FundHDFC Mutual Fund | +6.8% | +6.1% | 0.35% | -3.1% | ₹1,29,789 | ₹5,055 cr |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | +6.9% | +6.4% | 0.40% | -2.9% | ₹1,31,868 | ₹8,041 cr |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | +7.0% | +6.2% | 0.40% | -2.8% | ₹1,30,772 | ₹4,703 cr |
| Mirae Asset Banking and PSU Debt FundMirae Asset Mutual Fund | +6.7% | +5.8% | 0.37% | -1.2% | ₹1,28,266 | ₹38 cr |
| Nippon India Banking and PSU Debt FundNippon India Mutual Fund | +7.0% | +6.2% | 0.39% | -3.2% | ₹1,30,285 | ₹5,057 cr |
| SBI Banking & PSU Debt FundSBI Mutual Fund | +7.1% | +6.1% | 0.41% | -3.2% | ₹1,30,006 | ₹3,512 cr |
| UTI Banking & PSU Debt FundUTI Mutual Fund | +7.5% | +7.8% | 0.24% | -6.7% | ₹1,39,376 | ₹1,448 cr |
The spread
How far these funds differ.
The lowest and highest figure in each column. The spread says how much the choice within a category matters; it does not say which fund to choose.
Expense ratio, Direct plan0.24% to 0.41%lowest to highest
Return a year over 5 years+5.8% to +7.8%lowest to highest
Worst fall from a peak-6.7% to -1.2%lowest to highest
Reading the table
What each column is.
- Returns. The yearly rate the Direct plan grew at over three and five years to the NAV date. Past returns do not tell you what the next five years will bring. How returns are computed
- Expense ratio. What the fund charges each year, taken from the fund's value before returns are reported. Where it comes from
- Worst fall. The largest drop from a peak to the low that followed, since 2015. How a fall is measured
- After tax. What an investor would have kept, on stated assumptions. Your own tax depends on your other gains and income.
- Fund size. The fund's net assets, from the fund house's monthly statement.
More
Other categories.
- Aggressive Hybrid funds11
- Arbitrage funds13
- Conservative Hybrid funds10
- Corporate Bond funds11
- Dynamic Asset Allocation or Balanced Advantage funds12
- Dynamic Bond funds10
- ELSS funds23
- Flexi Cap funds22
- Focused funds20
- Gilt funds11
- Index funds54
- Large & Mid Cap funds20
- Large Cap funds20
- Liquid funds12
- Mid Cap funds20
- Multi Asset Allocation funds11
- Multi Cap funds21
- Small Cap funds19
- Ultra Short Duration funds11
- Ultra Short to Short Term funds11
- Value funds15
Investment research and financial education: historical analysis and scenario arithmetic from published data, not investment advice and not a recommendation to buy, sell or hold any scheme. Past performance does not indicate future returns. Mutual fund investments are subject to market risk; read the scheme documents. Nothing you type is stored or sent anywhere.