Retirement Calculator
What you spend today, inflated to the day you stop working, and the corpus that funds it for as long as you choose — against what your current plan is on track to build.
The figures the form opens with.
Invented figures, worked by the same arithmetic as the form. The rates are scenarios, not forecasts.
A 35-year-old spends ₹80,000 a month, has ₹15.00 lakh set aside, adds ₹30,000 a month and raises that by 8% each year. Retirement is at 60 and is planned to last 25 years.
- The expenses. ₹9.60 lakh a year today becomes ₹41.20 lakh a year in 25 years, at 6% assumed inflation.
- The corpus needed. ₹9.72 crore, if the money earns 6% a year after retirement. In today's money that is ₹2.26 crore.
| Scenario | Corpus at 60 | Against the need | What would reach it |
|---|---|---|---|
| 8% a year | ₹6.98 crore | ₹2.74 crore short of it | ₹43,801 a month would reach it |
| 10% a year | ₹9.18 crore | ₹53.40 lakh short of it | ₹32,125 a month would reach it |
| 12% a year | ₹12.27 crore | ₹2.55 crore above the need | Reached |
One more point of inflation raises the corpus needed from ₹9.72 crore to ₹13.79 crore.
Investment research and financial education: historical analysis and scenario arithmetic from published data, not investment advice and not a recommendation to buy, sell or hold any scheme. Past performance does not indicate future returns. Mutual fund investments are subject to market risk; read the scheme documents. Nothing you type is stored or sent anywhere.