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Tax & Money Lab · Investing Intelligence · Beta

Investing Intelligence

Look up any of 397 mutual funds, put two side by side, or plan a goal. Every figure is AMFI data with its date. No ranking, no tips.

  • AMFI data with provenance
  • Deterministic arithmetic
  • Nothing stored or sent
  • NAV as of 01 Nov 2026
397funds with full research
864scheme codes tracked
19,10,384dated NAVs since 2015
01 Nov 2026latest NAV on file
✨ Your answer
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Four tools, one question each.

Fund IntelligenceWhat has this fund actually done?397 funds, NAV history from 2015: returns, rolling windows, volatility and the worst fall, each figure dated.📈 Returns, 1 month to 10 years🔁 Rolling 3-year windows📉 Worst fall and recovery💸 Direct vs Regular gapResearch a fund Compare FundsHow do two funds really differ?Two to five side by side on the same measures. No winner declared.Compare Goal PlannerWill my SIP reach my goal?A target, a horizon and a SIP with step-up, under three illustrative scenarios.Plan a goal Retirement PlannerHow much do I need to retire?Today’s expenses, inflated to retirement, and the corpus that funds them.Plan retirement MethodologyHow is each number worked out?Every formula, source and data rule, in one place.Read it
Explore by category

28 kinds of fund, each in one line.

Each card is SEBI’s rule for that category in plain words, with the number of funds on file. Open one to see its funds side by side, in alphabetical order.

21 fundsLarge Cap

At least 80% in large caps: India’s 100 biggest listed companies.

See them side by side
Large, mid or small?

SEBI ranks listed companies by full market value: the 1st to 100th are large caps, the 101st to 250th mid caps, and the 251st onwards small caps.

21 fundsLarge & Mid Cap

At least 35% in large caps and at least 35% in mid caps.

See them side by side 21 fundsMid Cap

At least 65% in mid caps: companies ranked 101st to 250th by size.

See them side by side 20 fundsSmall Cap

At least 65% in small caps: companies ranked 251st onwards.

See them side by side 21 fundsMulti Cap

At least 75% in shares, with 25% or more in each of large, mid and small caps.

See them side by side 23 fundsFlexi Cap

At least 65% in shares of any size; the manager chooses the mix.

See them side by side 21 fundsFocused

No more than 30 stocks, with at least 80% in shares.

See them side by side 15 fundsValue

Follows a value strategy, with at least 80% in shares.

See them side by side 4 fundsContra

Follows a contrarian strategy, with at least 80% in shares.

See the funds 11 fundsDividend Yield

Mainly dividend-paying stocks, with at least 80% in shares.

See the funds 23 fundsELSS · tax saver

At least 80% in shares, under the 2005 ELSS scheme: a 3-year lock-in, and a tax deduction only in the old regime.

See them side by side 58 fundsIndex Funds

At least 95% in the securities of the index the fund tracks.

See them side by side 10 fundsConservative Hybrid

10% to 25% in shares and 75% to 90% in debt.

See the funds 11 fundsAggressive Hybrid

65% to 80% in shares and 20% to 35% in debt.

See them side by side 13 fundsBalanced Advantage

Moves between shares and debt as the fund manages it.

See them side by side 11 fundsMulti Asset

At least three asset classes, with at least 10% in each.

See them side by side 10 fundsEquity Savings

At least 65% in shares but a net equity exposure of only 15% to 40%, and at least 10% in debt.

See the funds 13 fundsArbitrage

Follows an arbitrage strategy, with at least 65% in shares.

See them side by side 13 fundsLiquid

Debt and money-market paper maturing within 91 days.

See them side by side
What is Macaulay duration?

The weighted average time, in years, until a portfolio’s money comes back. The longer it is, the more the fund moves when interest rates change.

9 fundsMoney Market

Money-market instruments maturing within one year.

See the funds 11 fundsUltra Short

A portfolio Macaulay duration of 3 to 6 months.

See them side by side 11 fundsUltra Short to Short Term

A portfolio Macaulay duration of 6 to 12 months.

See them side by side 10 fundsShort Duration

A portfolio Macaulay duration of 1 to 3 years.

See the funds 11 fundsCorporate Bond

At least 80% in corporate bonds rated AA+ and above.

See them side by side 10 fundsBanking & PSU

At least 80% in debt of banks, PSUs, public financial institutions and municipal bonds.

See the funds 11 fundsGilt

At least 80% in government securities, of any maturity.

See them side by side 10 fundsDynamic Bond

Invests across durations, as the fund manages it.

See the funds 9 fundsFloating Rate

At least 65% in floating-rate instruments.

See the funds

Rules from SEBI’s circular of 26 February 2026 on categorisation of mutual fund schemes; large, mid and small cap bands from its circular of 6 October 2017. Categories are AMFI’s own headings. 432 funds, 864 scheme codes and 19,10,384 dated NAVs on file; expense ratio, exit load, AUM, portfolio, manager, riskometer and official benchmark from primary disclosures for 432 funds so far, shown elsewhere as "Insufficient data", never estimated.

How it works

From a question to a decision, in seven steps.

  1. 1 AskA fund, a comparison or a goal, in your own words.
  2. 2 ResearchThe page finds the funds and categories you mean.
  3. 3 VerifyEvery figure is AMFI data, with its source and date.
  4. 4 CompareFunds sit side by side on the same measures.
  5. 5 SimulateGoals at 8%, 10% and 12%: scenarios, not forecasts.
  6. 6 ExplainPlain words say what each number means.
  7. 7 DecideYou decide. The page never ranks or recommends.

“Best” is never a single fund here. It depends on what you are optimising for, so the page shows each dimension with its figure, and no score.

Worked example

Is ₹10,000 a month enough for ₹50 lakh in 15 years?

One goal, worked by the goal planner's own arithmetic. The rates are scenarios, not forecasts.

₹10,000 a month for 15 years puts in ₹18.00 lakh. What it grows to depends on the return the money earns:

ScenarioCorpus in 15 yearsAgainst ₹50.00 lakhWhat would reach it
8% a year₹33.98 lakh₹16.02 lakh short of it₹14,706 a month would reach it
10% a year₹40.16 lakh₹9.84 lakh short of it₹12,438 a month would reach it
12% a year₹47.59 lakh₹2.41 lakh short of it₹10,504 a month would reach it

At 6% assumed inflation, ₹50.00 lakh in 15 years buys what ₹20.86 lakh buys today. Change any figure in the goal planner.

What “Beta” means here

Investing Intelligence is in beta because some fund records are still being filled from primary disclosures. Where a figure is not on file the page says “Insufficient data”; nothing is estimated to fill the gap.

Works now
  • 397 funds with full research: NAV history, returns, rolling returns, risk, the plan gap and an after-tax illustration
  • Expense ratio, AUM, manager, exit load and riskometer from AMFI and fund-house disclosures for 432 funds
  • Fund search, comparison of two to five funds, and the goal and retirement planners
  • A date and a source on every figure
Still limited
  • 35 of the 432 funds on file lack enough history for full research
  • Portfolio holdings are on file for 293 funds, where the fund house publishes a readable monthly statement
  • Official benchmark index series are not on file, so a fund is set against its benchmark only through the returns AMFI publishes
How it grows

A weekly job reads AMFI's NAVs and the fund houses' disclosures every Saturday morning; each new record is checked before it replaces the old one, and every figure keeps the date it describes. The methodology lists each source.

Found a mistake?

Write through the contact page with the page address and what looks wrong. Corrections are checked against the official source and dated, as the editorial policy sets out.

Questions

What this is, and what it is not.

Is this mutual fund advice or a recommendation?

No. Investing Intelligence is research and education: historical analysis and scenario arithmetic from published AMFI data, with every figure dated and sourced. It does not recommend buying, selling or holding any scheme, and it never ranks funds or gives a score.

Where does the fund data come from?

Scheme identity, category, daily NAV and NAV history come from AMFI (Tier 1) and carry provenance — source, observation date, collection date and method. Expense ratio comes from AMFI's daily TER disclosure; riskometer, official benchmark, fund managers and exit load from the Scheme Summary Document each AMC files with AMFI, or the fund managers from the fund house's own monthly factsheet where that document names none; holdings and net assets from the AMC's monthly portfolio statement. Where that record is not yet on file the field says Insufficient data; nothing is estimated.

How is "best mutual fund" answered?

As a research question. "Best depends on what you are optimising for" — the page lists the funds that stand in the top third of the category on each transparent dimension (rolling 3-year median, share of positive windows, shallower drawdown, lower volatility, faster recovery), with the figure beside each. No composite score, no #1.

Are the 8%, 10% and 12% returns in the planners forecasts?

No. They are illustrative scenarios you can change. Inflation is an assumption shown in the input, never applied silently, and every target is also shown in today's purchasing power.

Is anything I type stored or sent?

No. The planners and the comparison run in your browser; the site's security policy allows the page no connection to any other server. No PAN, Aadhaar, bank or broker details are asked for.

Investment research and financial education: historical analysis and scenario arithmetic from published data, not investment advice and not a recommendation to buy, sell or hold any scheme. Past performance does not indicate future returns. Mutual fund investments are subject to market risk; read the scheme documents. Nothing you type is stored or sent anywhere.